Compare Cheap Jaguar XF Insurance Quotes

Average Jaguar XF insurance rates are $147 per month, but you can compare cheap Jaguar XF insurance quotes online with our free comparison tool. Where you live impacts when you pay for Jaguar XF insurance coverage, so enter your ZIP code below for an accurate quote of what you should be paying for your Jaguar XF auto insurance policy.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,766 a year or $147 each month
  • A liability-only policy costs around $708 a year or $59 each month
  • Highest rates are for teenage drivers at around $6,455 a year or $538 each month
  • Good drivers can save as much as $728 a year by earning policy discounts
  • Jaguar XF insurance costs around $247 more per year than the average vehicle

Jaguar XF insurance rates are approximately $247 more per year than the average vehicle, though liability-only coverage for older cars is only about $708 a year or $59 a month. But if you’re leasing or just want full coverage auto insurance, that’s going to cost about $1,766 a year or $147 a month. Good drivers are eligible for discounts that can add up to $728 in savings every year. We’re going to look at the Jaguar XF’s auto insurance rates, losses, and more.

You can start comparing quotes for Jaguar XF car insurance rates from some of the best car insurance companies by using our free online tool now.

Jaguar XF Insurance Cost

The average Jaguar XF auto insurance rates are $1,766 a year or $147 a month.

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Are Jaguar XFs Expensive to Insure?

The chart below details how Jaguar XF insurance rates compare to other luxury cars like the Mercedes-Benz C300, Audi S7, and Lexus IS 300.

Vehicle Comprehensive Collision Liability Total
Jaguar XF $406 $804 $398 $1,766
Mercedes-Benz C300 $404 $718 $372 $1,652
Audi S7 $532 $1,250 $398 $2,338
Lexus IS 300 $356 $686 $398 $1,598
Cadillac CT6 $382 $774 $398 $1,712
Audi A7 $406 $834 $398 $1,796
Audi S6 $444 $894 $398 $1,894
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However, there are a few things you can do to find the cheapest Jaguar insurance rates online.

What Impacts the Cost of Jaguar XF Insurance?

You might have noticed that there is a multitude of factors that impact Jaguar XF car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Jaguar XF.

Age of the Vehicle

Older Jaguar XF models generally cost less to insure. For example, car insurance for a 2018 Jaguar XF costs $1,766, while 2010 Jaguar XF insurance costs are $1,398, a difference of $368.

Model Year Comprehensive Collision Liability Total
2018 Jaguar XF $406 $804 $398 $1,766
2017 Jaguar XF $394 $784 $416 $1,752
2016 Jaguar XF $380 $752 $430 $1,720
2015 Jaguar XF $358 $726 $442 $1,684
2014 Jaguar XF $344 $674 $452 $1,628
2013 Jaguar XF $332 $634 $456 $1,580
2012 Jaguar XF $318 $568 $460 $1,504
2011 Jaguar XF $296 $522 $460 $1,436
2010 Jaguar XF $286 $490 $464 $1,398
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Driver Age

Driver age can have a significant effect on Jaguar XF car insurance rates. For example, 20-year-old drivers pay $2,160 more for their Jaguar XF car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Jaguar XF insurance rates. For example, drivers in Los Angeles may pay $971 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Jaguar XF auto insurance. Teens and drivers in their 20’s see the highest jump in their Jaguar XF auto insurance rates with violations on their driving record.

Jaguar XF Crash Test Ratings

Jaguar XF crash test ratings will affect your Jaguar XF car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Jaguar XF Sportbrake 5HB AWD N/R N/R N/R N/R
2020 Jaguar XF 4 DR RWD N/R N/R N/R N/R
2020 Jaguar XF 4 DR AWD N/R N/R N/R N/R
2019 Jaguar XF Sportbrake SW AWD N/R N/R N/R N/R
2019 Jaguar XF 4 DR RWD N/R N/R N/R N/R
2019 Jaguar XF 4 DR AWD N/R N/R N/R N/R
2018 Jaguar XF Sportbrake 5 HB AWD N/R N/R N/R N/R
2018 Jaguar XF 4 DR RWD N/R N/R N/R N/R
2018 Jaguar XF 4 DR AWD N/R N/R N/R N/R
2017 Jaguar XF 4 DR RWD N/R N/R N/R N/R
2017 Jaguar XF 4 DR AWD N/R N/R N/R N/R
2016 Jaguar XF 4 DR RWD N/R N/R N/R N/R
2016 Jaguar XF 4 DR AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Jaguar XF Safety Features

Having a variety of safety features on your Jaguar XF can help lower your Jaguar XF insurance costs. The Jaguar XF’s safety features include:

  • 360° surround camera
  • Stereo vision camera and autonomous emergency braking
  • Park assist
  • Blindspot assist and reverse traffic detection
  • Lane keep assist and driver condition monitor
  • Traffic sign recognition with adaptive speed limiter

Jaguar XF Insurance Loss Probability

Insurance loss probability on the Jaguar XF fluctuates between each type of coverage. The lower percentage means lower Jaguar XF car insurance rates; higher percentages mean higher Jaguar XF auto insurance rates.

Insurance Coverage Category Loss Rate
Collision 69%
Property Damage 1%
Comprehensive 91%
Personal Injury -2%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Jaguar XF Finance and Insurance Cost

If you are financing a Jaguar XF, most lenders will require your carry higher Jaguar XF coverage options including comprehensive coverage, so be sure to shop around and compare Jaguar XF auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Jaguar XF Insurance

Although it may seem like your Jaguar XF car insurance rates are set, there are a few measures that you can take to secure the best Jaguar XF car insurance rates possible. Take a look at the following five ways to save on Jaguar XF auto insurance.

  • Ask About a Student Away from Home Discount
  • Remove Unnecessary Insurance Once Your Jaguar XF is Paid Off
  • Purchase a Roadside Assistance Program for Your Jaguar XF
  • Ask About Usage-Based Insurance for Your Jaguar XF
  • Take Advantage of Referral Fees

Top Jaguar XF Insurance Companies

The best auto insurance companies for Jaguar XF car insurance rates will offer competitive rates, discounts, and account for the Jaguar XF’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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