How Much are Mitsubishi Lancer Insurance Rates?

Average Mitsubishi Lancer auto insurance rates are $126 a month, but your age and the age of your vehicle will impact what you pay for Mitsubishi Lancer insurance coverage. 2009 Mitsubishi Lancer insurance will be cheaper than a newer model, so follow this guide to compare Mitsubishi Lancer insurance costs across age and location. Enter your ZIP code below for a free Mitsubishi Lancer insurance quote.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,516 a year or $126 each month
  • A liability-only policy costs around $608 a year or $51 each month
  • Highest rates are for teenage drivers at around $5,541 a year or $462 each month
  • Good drivers can save as much as $625 a year by earning policy discounts
  • Mitsubishi Lancer insurance costs around $3 less per year than the average vehicle

Mitsubishi Lancer insurance rates are just barely under the average vehicle in the US with full coverage costing around $1,516 a year or $126 a month. The highest rates are for teens who will pay around $5,541 a year or $462 a month.

Good drivers can save up to $625 a year in policy discounts by staying safe and courteous while out on the roadways. We’re going to take a quick look at Mitsubishi Lancer insurance rates, crash test ratings, and more.

You can start comparing quotes for Mitsubishi Lancer car insurance rates from some of the best car insurance companies by using our free online tool now.

Mitsubishi Lancer Insurance Cost

The average Mitsubishi Lancer car insurance costs are $1,516 a year or $126 a month.

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Are Mitsubishi Lancers Expensive to Insure?

The chart below details how Mitsubishi Lancer insurance rates compare to other sedans like the Nissan Maxima, Audi A3, and Ford Focus.

Vehicle Comprehensive Collision Liability Total
Nissan Maxima $372 $630 $390 $1,550
Audi A3 $282 $566 $398 $1,404
Ford Focus $244 $536 $398 $1,336
Mazda 3 $308 $562 $372 $1,400
Honda Civic $280 $656 $420 $1,536
Cadillac CTS $320 $626 $398 $1,502
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However, there are a few things you can do to find the cheapest Mitsubishi insurance rates online.

What Impacts the Cost of Mitsubishi Lancer Insurance?

The Mitsubishi Lancer trim and model you choose will affect the total price you will pay for Mitsubishi Lancer insurance coverage.

Age of the Vehicle

Older Mitsubishi Lancer models generally cost less to insure. For example, car insurance for a 2017 Mitsubishi Lancer costs $1,516, while 2010 Mitsubishi Lancer insurance costs are $1,246, a difference of $270.

Model Year Comprehensive Collision Liability Total
2017 Mitsubishi Lancer $332 $610 $416 $1,516
2016 Mitsubishi Lancer $320 $586 $430 $1,494
2015 Mitsubishi Lancer $304 $564 $442 $1,468
2014 Mitsubishi Lancer $292 $524 $452 $1,426
2013 Mitsubishi Lancer $280 $494 $456 $1,388
2012 Mitsubishi Lancer $268 $442 $460 $1,328
2011 Mitsubishi Lancer $250 $408 $460 $1,276
2010 Mitsubishi Lancer $242 $382 $464 $1,246
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Driver Age

Driver age can have a significant effect on Mitsubishi Lancer car insurance rates. As an example, a 30-year-old driver pays around $67 more each year for their Mitsubishi Lancer car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Mitsubishi Lancer insurance rates. For example, drivers in Jacksonville may pay $909 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Mitsubishi Lancer auto insurance. Teens and drivers in their 20’s see the highest jump in their Mitsubishi Lancer car insurance with violations on their driving record.

Mitsubishi Lancer Safety Ratings

Your Mitsubishi Lancer car insurance rates are tied to the safety ratings of the Mitsubishi Lancer. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Acceptable
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Mitsubishi Lancer Crash Test Ratings

If the Mitsubishi Lancer crash test ratings are good, you could have lower Mitsubishi Lancer car insurance rates. See Mitsubishi Lancer crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2017 Mitsubishi Lancer 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2017 Mitsubishi Lancer 4 DR AWD 4 stars 4 stars 4 stars 4 stars
2016 Mitsubishi Lancer 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2016 Mitsubishi Lancer 4 DR AWD 4 stars 4 stars 4 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Mitsubishi Lancer Safety Features

The more safety features you have on your Mitsubishi Lancer, the more likely it is that you can earn a discount. The Mitsubishi Lancer’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Mitsubishi Lancer Insurance Loss Probability

The lower percentage means lower Mitsubishi Lancer auto insurance rates; higher percentages mean higher Mitsubishi Lancer car insurance rates. The Mitsubishi Lancer’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision 53%
Property Damage 46%
Comprehensive 27%
Personal Injury 92%
Medical Payment 118%
Bodily Injury 72%
Source: Insurance Institute for Highway Safety
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Mitsubishi Lancer Finance and Insurance Cost

If you are financing a Mitsubishi Lancer, you will pay more if you purchase Mitsubishi Lancer car insurance at the dealership, so be sure to shop around and compare Mitsubishi Lancer car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Mitsubishi Lancer Insurance

If you want to reduce the cost of your Mitsubishi Lancer insurance rates, follow these tips below:

  • Tell Your Insurer About Different Drivers or Uses for Your Mitsubishi Lancer
  • Drive Your Mitsubishi Lancer Safely
  • Take Public Transit Instead of Driving Your Mitsubishi Lancer
  • Ask About Usage-Based Insurance for Your Mitsubishi Lancer
  • Consider Renting a Car Instead of Buying a Second Mitsubishi Lancer

Top Mitsubishi Lancer Insurance Companies

Who is the top auto insurance company for Mitsubishi Lancer insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mitsubishi Lancer auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mitsubishi Lancer offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Save on your Mitsubishi Lancer car insurance rates by taking advantage of our FREE comparison tool.

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