Rochester Auto Insurance Information
Free Auto Insurance Comparison
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Written by
Rachel Bodine
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Reviewed by
Leslie Kasperowicz
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UPDATED: Nov 12, 2020
It’s all about you. We want to help you make the right coverage choices.
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If you’re looking for auto insurance in Rochester, NY, you’ve come to the right place. Rochester, known often as “The World’s Image Center” or “The Flour City”, is a city in Monroe County, New York, just below Lake Ontario. With a population of around 210,000 people, Rochester is the third most populated city in New York, just behind NYC and Buffalo.
Rochester auto insurance rates are actually quite low when compared to other major cities in New York. The reason for this is relatively lower traffic and congestion. In fact, the Rochester highway system, which was built in he 50s, was built in anticipation of a metro-area population of over 5 million people. Today, the Rochester metro area is home to just over 1 million people, so you can see why traffic is not as big of an issue as it is in other cities.
The low traffic in the area also means lower accident rates. According to statistics, in 2009, the city of Rochester had only 7 fatal accidents, 8 vehicles involved in fatal accidents, 0 accidents caused by drunken drivers, 7 fatalities resulting from accidents, 13 persons involved in fatal accidents, and 4 pedestrians involved in fatal accidents. All these numbers are much lower than the New York state average.
Rochester Auto Insurance Requirements
The state of New York requires liability coverage for every vehicle registered in the state. According to the Department of Motor Vehicles, you’re going to need the following if you live in Rochester (or any other city in the state):
“ Insurance coverage must be a minimum of $25,000/50,000 for injury, $50,000/100,000 for death, and $10,000 for property damage caused by any one accident. New York State is a no-fault state. The liability coverage must remain in effect while the registration is valid, even if the vehicle is not used (except motorcycles).”
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Cheap Car Insurance In Rochester, NY
According to the NAIC, the state of New York is the fifth most expensive state for auto insurance. As stated above, auto insurance in Rochester is actually cheaper than auto insurance in the rest of the state. This being said, however, auto insurance in the United States is never cheap. No matter where you live, you can still stand to save on your premiums.
To lower your car insurance rates, as a Rochester resident, you can:
- Cut back on coverage
- Drive a safer vehicle
- Drive a vehicle that’s less expensive to insure
- Increase your deductibles
- Move to a safer area
- Get points removed from your license
Every point on this list, however, seems to be a bit troublesome. Moving to a safer area where insurance rates are lower is often times not practical for people just wanting to save a few bucks on their car insurance. The easiest way to save, however, is to simply compare insurance rates from different Rochester insurance providers, and this all starts by entering your zip code in our comparison tool above. After filling out a brief form about your vehicle and yourself, you will be given rates for some of the best insurance packages the city of Rochester has to offer.
Rochester, New York Auto Insurance Agents
If you would like to do the brunt of the legwork yourself, however, and compare insurance rates in person, we also give you that option. Take a look at our directory of reputable Rochester, NY auto insurance agents below:
A & A Insurance Services
761 Genesee St
Rochester, NY 14611
(585) 328-6640
A Allwrights Agency
1560 Mount Hope Ave
Rochester, NY 14620
(585) 271-6680
A Christina Breen-Hale
3093 Ridge Rd W
Rochester, NY 14626
(585) 225-8480
Aaron Casey Agency
2040 E Henrietta Rd
Rochester, NY 14623
(585) 727-1400
Advanced Auto Insurance Agency
1363 Long Pond Rd
Rochester, NY 14626
(585) 225-2560
Advanced Auto Insurance Agency
3595 Ridge Rd W
Rochester, NY 14626
(585) 227-1044
Advanced Auto Insurance Agency
1664 Dewey Ave
Rochester, NY 14615
(585) 254-5890
Akropolis Agency
1922 Chili Ave
Rochester, NY 14624
(585) 328-2930
Alan Insurance Agency
1350 Buffalo Rd Ste 32
Rochester, NY 14624
(585) 235-4910
Alexander Insurance Agency
315 Alexander St
Rochester, NY 14604
(585) 232-8221
Allens Creek Insurance Agency
2290 East Ave
Rochester, NY 14610
(585) 697-2820
Andrew J Woloson Insurance Agency
63 Park Ave
Rochester, NY 14607
(585) 482-1870
Andy W Ocasio
66 Park Ave
Rochester, NY 14607
(585) 473-4660
Anthony Salamone Agency
590 English Rd
Rochester, NY 14616
(585) 663-2040
Antinora Insurance Agency
2745 Ridge Rd W
Rochester, NY 14626
(585) 723-3250
Bamann Agency
800 Linden Ave
Rochester, NY 14625
(585) 546-8262
Barber
2024 W Henrietta Rd Ste 6c
Rochester, NY 14623
(585) 292-5120
Barion Mills
1942 Ridge Rd W
Rochester, NY 14626
(585) 225-0011
Ben M Smith III
200 Winton Rd N
Rochester, NY 14610
(585) 288-4901
Bera Jurado
2511 Browncroft Blvd
Rochester, NY 14625
(585) 586-0080
Bill Davis Jr
2284 Culver Rd
Rochester, NY 14609
(585) 266-4500
Bobby Insurance Agency
69 Empire Blvd
Rochester, NY 14609
(585) 288-2741
Brent Evangelist
1100 Long Pond Rd Ste 119
Rochester, NY 14626
(585) 227-1180
Brian
110 Allens Creek Rd
Rochester, NY 14618
(585) 244-6260
Brian Kelly Agency
849 Paul Rd
Rochester, NY 14624
(585) 889-4619
Brighton Campus
2024 W Henrietta Rd
Rochester, NY 14623
(585) 697-5664
Brown & Brown
45 East Ave
Rochester, NY 14604
(585) 232-4424
Charles H Tuke Agency
3385 Brighton Henrietta Town Line Rd
Rochester, NY 14623
(585) 427-0040
Charles Lovall
2080 Ridge Rd W
Rochester, NY 14626
(585) 227-2873
Charles M Scarpulla Agency
888 Long Pond Rd
Rochester, NY 14626
(585) 225-4073
Charles Miceli Jr
282 Governor Ter
Rochester, NY 14609
(585) 482-2290
Chris Leonardi
3047 W Henrietta Rd
Rochester, NY 14623
(585) 475-1820
CIA – AJ Pucci Associates
1665 Ridge Rd E
Rochester, NY 14621
(585) 473-4130
CIA – Janus Agency
34 Buckman Rd
Rochester, NY 14615
(585) 663-8334
CIA – John V. Sally Agency
782 Elmgrove Rd
Rochester, NY 14624
(585) 429-7606
CIA – Pilaroscia Agency
2509 Browncroft Blvd
Rochester, NY 14625
(585) 381-2605
Consolidated Agency
1819 Ridge Rd E
Rochester, NY 14622
(585) 467-4110
Craig Smith
1164 Ridge Rd E
Rochester, NY 14621
(585) 266-5160
David Nacca
1100 Long Pond Rd Ste 119
Rochester, NY 14626
(585) 227-1180
DCAP – Accurate Agency
1086 Lyell Ave
Rochester, NY 14606
(585) 458-8750
DCAP – Accurate Agency
525 Lake Ave
Rochester, NY 14613
(585) 647-9300
DCAP – Accurate Agency
2199 E Henrietta Rd
Rochester, NY 14623
(585) 359-3280
DCAP – Accurate Agency
545 Titus Ave
Rochester, NY 14617
(525) 544-1980
Deborah Ham Whitt Agency
3953 Dewey Ave
Rochester, NY 14616
(585) 663-0960
DG&M Agency, Inc.
2290 East Ave
Rochester, NY 14610
(585) 271-3040
Don Allen Agency
800 Linden Ave
Rochester, NY 14625
(585) 586-8000
Dougherty/Fuino Agency
1562 Dewey Ave
Rochester, NY 14615
(585) 254-8373
Drive Insurance Agency
2199 E Henrietta Rd
Rochester, NY 14623
(585) 359-8280
Dwyer
2024 W Henrietta Rd
Rochester, NY 14623
(585) 272-9820
Eastern Shore Associates
2680 Ridge Rd W Ste 201a
Rochester, NY 14626
(585) 227-9810
Fazio Agency
3385 Brighton Henrietta Town Line Rd
Rochester, NY 14623
(585) 292-5660
Ferris Agency
1460 Lyell Ave Ste 700
Rochester, NY 14606
(585) 254-7440
First Niagara Risk Management
777 Canal View Blvd Ste 100
Rochester, NY 14625
(585) 385-2900
Francis P Bianchi Insurance
144 Westchester Ave
Rochester, NY 14609
(585) 654-8840
Frank A Farr
75 Norlane Dr
Rochester, NY 14622
(585) 259-1641
Frank A Monachino
693 Titus Ave
Rochester, NY 14617
(585) 266-5540
Frank Borrelli
2820 Dewey Ave
Rochester, NY 14616
(585) 410-6120
Georgianna Macdonald
646 Browncroft Blvd
Rochester, NY 14625
(585) 288-7977
Gerald F Dellavilla
693 Titus Ave
Rochester, NY 14617
(585) 266-5540
Greece Agency
1777 English Rd
Rochester, NY 14616
(585) 723-1200
Gregory P Malley
3021 Brighton-Henrietta Tl Rd
Rochester, NY 14623
(585) 272-7840
Gubiotti Agency
931 Ridge Rd E
Rochester, NY 14621
(585) 254-3190
Hamill Regional Valley Associates
1295 Portland Ave
Rochester, NY 14621
(585) 544-2520
Hatch Leonard Naples
777 Canal View Blvd Ste 100
Rochester, NY 14623
(585) 546-3747
Henco Brokerage
1004 Buffalo Rd
Rochester, NY 14624
(585) 529-5225
Heritage Agency Group
3385 Brighton Henrietta Town Line Rd
Rochester, NY 14623
(585) 427-0040
Hilb, Rogal & Hobbs
255 East Ave Ste 301
Rochester, NY 14604
(585) 454-7400
Independent Affillate Agency
3700 East Ave
Rochester, NY 14618
(716) 248-2050
Independent Network Systems
2290 East Ave
Rochester, NY 14610
(585) 697-0160
Insurance Direct
1619 Ridge Rd E
Rochester, NY 14621
(585) 225-2010
Insurance Marketplace Agency
919 Culver Rd
Rochester, NY 14609
(585) 482-9980
Integrity Group of Western NY
70 Office Parkway
Rochester, NY 14692
(585) 383-0080
Isaac Insurance Agency
2290 East Ave
Rochester, NY 14610
(585) 271-3294
J M Gomes Agency
2652 Chili Ave
Rochester, NY 14624
(585) 426-2224
J Parisi Associates
1738 E Ridge Rd
Rochester, NY 14622
(585) 342-6790
Jackie Ortiz
2018 Latta Rd
Rochester, NY 14612
(585) 697-5679
Jacqueline Gleichauf Agency
1100 Long Pond Rd
Rochester, NY 14626
(585) 663-1810
Jamie Trovato
1839 E Ridge Rd Ste 3
Rochester, NY 14622
(585) 544-2280
Jan M Parisi Agency
624 Titus Ave
Rochester, NY 14617
(585) 338-2141
Janine Nudd
1570 Jefferson Rd
Rochester, NY 14623
(585) 427-8500
Jay Haidari
3366 Latta Rd Ste 4
Rochester, NY 14612
(585) 225-2700
Jerome M Marks Agency
120 Corporate Woods Ste 260
Rochester, NY 14623
(585) 475-0220
John Baughman
2122 E Henrietta Rd
Rochester, NY 14623
(585) 359-8700
John Baughman
1344 University Ave
Rochester, NY 14607
(585) 785-5650
John Manser
2121 E Main St
Rochester, NY 14609
(585) 482-0738
John Obstarczyk Insurance Agency
115 Suellen Dr
Rochester, NY 14609
(585) 368-5612
John Patrick Stone Agency
560 Ridge Rd W
Rochester, NY 14615
(585) 663-5370
Joseph J Biagiotti Agency
2755 Buffalo Rd
Rochester, NY 14624
(585) 429-2082
Joseph Sanders Agency
475 N Goodman St
Rochester, NY 14609
(585) 663-0946
Joseph Sanders Agency
3741 Dewey Ave
Rochester, NY 14616
(585) 663-0850
Kevin Huff
2080 E Henrietta Rd
Rochester, NY 14623
(585) 334-3820
Kevin Johnson
1709 Crittenden Rd
Rochester, NY 14623
(585) 424-4420
Landmark Group of Brighton
1956 W Henrietta Rd
Rochester, NY 14623
(585) 272-1956
Lawley-Andolina-Verdi
30 N Union St
Rochester, NY 14607
(585) 454-1600
Lawrence Associates Agency
1343 Long Pond Rd
Rochester, NY 14626
(585) 227-7500
Lawrence Ruderman
1427 Monroe Ave
Rochester, NY 14618
(585) 271-7683
Leon F Skinner Agency
25 Franklin St Ste 1032
Rochester, NY 14604
(585) 232-3585
Lombard Insurance Agency
63 Park Avenue
Rochester, NY 14607
(585) 442-4130
LRMP Insurance
205 Saint Paul St Ste 105
Rochester, NY 14604
(585) 454-7800
Lucas & Dake Company
1870 Winton Rd S Ste 3
Rochester, NY 14618
(585) 461-3690
M Castle Insurance Agency
3223 Ridge Rd W
Rochester, NY 14626
(585) 225-2303
Mark Siwiec
1472 Monroe Ave
Rochester, NY 14618
(585) 461-3227
Marshall & Sterling
205 Saint Paul St Ste 105
Rochester, NY 14604
(800) 564-3773
Mazzola Agency
1619 Ridge Rd E
Rochester, NY 14621
(585) 266-7130
McGee & Noto Agency
1819 Ridge Rd E
Rochester, NY 14622
(585) 342-4920
MetLife Auto & Home
4210 Ridge Rd W
Rochester, NY 14626
(585) 227-4500
Metlife Auto & Home/D Rowcliffe
400 Meridian Ctr Ste 110
Rochester, NY 14618
(585) 242-5918
Metlife Auto & Home/W Moravan
400 Meridian Ctr Ste 101
Rochester, NY 14618
(585) 214-8690
Michael A Bruno
2240 Long Pond Rd
Rochester, NY 14606
(585) 247-4280
Michael A Thomas
3699 W Henrietta Rd Ste 12
Rochester, NY 14623
(585) 334-1780
Michael Lazarevski
230 Empire Blvd
Rochester, NY 14609
(585) 224-3495
Michael Quataert
1548 Buffalo Rd
Rochester, NY 14624
(585) 426-0550
Michelle M Lebel-Thomas
1427 South Ave
Rochester, NY 14620
(585) 271-1760
Mike Callan
1555 E Henrietta Rd
Rochester, NY 14623
(585) 427-7920
Moneymax Group
140 Metro Park
Rochester, NY 14623
(585) 424-3760
Myra Cuff
2125 Buffalo Road Westmar Plaza
Rochester, NY 14624
(585) 247-1462
North Shore Line Agency
160 Allens Creek Rd
Rochester, NY 14618
(585) 244-1742
Northeastern General Services
2599 Ridge Rd W
Rochester, NY 14626
(585) 723-3400
Northeastern General Services
522 Lake Ave
Rochester, NY 14613
(585) 458-5080
Northeastern General Services
2092 E Henrietta Rd
Rochester, NY 14623
(585) 334-5000
Northeastern General Services
1717 N Goodman St
Rochester, NY 14609
(585) 467-6000
P Kay Thompson
438 North St
Rochester, NY 14605
(585) 423-9479
Paris-Kirwan Associates
1040 University Ave
Rochester, NY 14607
(585) 473-8000
Pastorelle Agency
1040 University Ave
Rochester, NY 14607
(585) 342-5951
Paul D Stoddart
2510 Chili Ave
Rochester, NY 14624
(585) 247-0400
Peck Agency
1134 Titus Ave
Rochester, NY 14617
(585) 621-4220
Peter C Minotti
900 Jefferson Rd
Rochester, NY 14623
(585) 424-4160
Pinnacle Insurance Agency
3259 Winton Rd S
Rochester, NY 14623
(585) 235-6070
Ralston Agency
2290 East Ave
Rochester, NY 14610
(585) 697-0880
Raymond W Swallow Insurance
890 Winton Rd S
Rochester, NY 14618
(585) 271-3000
Rich Allan
3380 Monroe Ave Ste 204
Rochester, NY 14618
(585) 385-6550
Rich Voci Jr
2394 Ridgeway Ave
Rochester, NY 14626
(585) 225-4400
Rick Campoli
1671 Penfield Rd
Rochester, NY 14625
(585) 381-1840
Riedman Corporation
1750 Midtown Tower
Rochester, NY 14604
(716) 546-8077
Robert Cusenz
3400 Ridge Rd W
Rochester, NY 14626
(585) 225-8300
Robert Schacht Agency
3445 Winton Pl Ste 113
Rochester, NY 14623
(585) 292-6030
Rocco Distaffen
251 Ridge Rd W
Rochester, NY 14615
(585) 458-1540
Roche Insurance Agency
2509 Browncroft Blvd
Rochester, NY 14625
(585) 381-8841
Rochester
400 Meridian Ctr
Rochester, NY 14618
(585) 242-5900
Rochester Financial Group
400 Meridian Ctr # S-101
Rochester, NY 14618
(585) 241-5200
Rochester II
1579 Spencerport Rd
Rochester, NY 14606
(585) 247-6382
Rochester Insurance Services
1685 Monroe Ave
Rochester, NY 14618
(585) 672-5906
Roohi Haroon
2140 S Clinton Ave
Rochester, NY 14618
(585) 244-8670
Ryan R Ferraro Agency
1100 Long Pond Rd
Rochester, NY 14626
(585) 663-1810
S J Suydam Agency
782 Elmgrove Rd
Rochester, NY 14624
(585) 247-4220
Samuel Nash
1511 South Ave
Rochester, NY 14620
(585) 461-3680
Santana
300 Lake Ave
Rochester, NY 14608
(585) 544-3350
Scott Wilmot
3349 Monroe Ave
Rochester, NY 14618
(585) 899-6690
Scott Ziccarelli
4105 W Henrietta Rd
Rochester, NY 14623
(585) 334-3080
Sharon Eastman
26 Corporate Woods
Rochester, NY 14623
(585) 427-7260
Skalny Agency
1819 Ridge Rd E
Rochester, NY 14622
(585) 254-2118
Stacey A Galante
2483 Browncroft Blvd
Rochester, NY 14625
(585) 248-2820
Staub & Coon Agency
3699 W Henrietta Rd
Rochester, NY 14623
(585) 334-4930
Stephanie Paratore
144 Exchange Blvd Ste 102
Rochester, NY 14614
(585) 325-1960
Stuart G Smith Agency
1577 Monroe Ave
Rochester, NY 14618
(585) 244-7540
Sue Ramsey
3240 Chili Paul Plaza
Rochester, NY 14624
(585) 889-4080
The Artz Insurance Agency
800 Linden Ave
Rochester, NY 14625
(585) 383-0110
The Born Agency
515 Beahan Rd
Rochester, NY 14624
(585) 426-3370
The Coons Agency
2440 Ridgeway Ave Ste 210
Rochester, NY 14626
(585) 227-1200
The Gregory L Schaffer Insurance Agency
3205 Mount Read Blvd
Rochester, NY 14616
(585) 621-3300
The Schultz Group of NY
3445 Winton Pl
Rochester, NY 14623
(585) 424-1780
Theresa Kernan
3221 Chili Ave
Rochester, NY 14624
(585) 889-3210
Thomas J Antinora, Jr
2300 West Ridge Rd 2nd Flr Suite 2230
Rochester, NY 14626
(585) 723-8770
Thomas P Shea Agency
2394 Ridgeway Ave
Rochester, NY 14626
(585) 225-4400
Thomas R Gervais
4124 W Henrietta Rd
Rochester, NY 14623
(585) 359-4280
Thomas W Becker
794 Spencerport Rd
Rochester, NY 14606
(585) 247-8110
Tom Kernan
3221 Chili Ave
Rochester, NY 14624
(585) 889-3210
Tompkins Insurance Agencies
3252 Chili Ave
Rochester, NY 14624
(585) 889-0188
Urbanski Insurance Agency
1134 Titus Ave
Rochester, NY 14617
(585) 467-1129
Vail Agency
3229 Chili Ave
Rochester, NY 14624
(585) 889-4650
Van Scoter Insurance Agency
1577 Ridge Rd W
Rochester, NY 14615
(585) 663-2004
Van Travis III
2423 Monroe Ave
Rochester, NY 14618
(585) 461-5240
Vandermallie Insurance Paris-Kirwan
Po Box 40420
Rochester, NY 14604
(585) 461-6434
Vince Leonardi
3047 W Henrietta Rd
Rochester, NY 14623
(585) 475-1820
Vincenzo Scollo
2261 Monroe Ave
Rochester, NY 14618
(585) 244-2130
Wells Insurance
1151 Titus Ave
Rochester, NY 14617
(585) 342-2020
Westcott Insurance Agency
2670 Dewey Ave
Rochester, NY 14616
(585) 621-3035
Willard G Vander Mallie Agency
1040 University Ave
Rochester, NY 14607
(585) 586-3289
William R Guilday Agency
1577 Ridge Rd W Ste 201b
Rochester, NY 14615
(585) 865-2062
Wolfert – Butler Agency
3565 Latta Rd
Rochester, NY 14612
(585) 392-8006