Menifee, CA Auto Insurance

FREE Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

Full Bio →

Written by

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

Full Bio →

Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Apr 9, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Meifee, CA City Statistics

Menifee StatisticsDetails
Population90,595
Density1,927 people per square mile
Average Cost of Auto Insurance$4,975.76
Cheapest Auto Insurance CompanyLiberty Mutual
Road ConditionsPoor Share: 28%
Medicore Share: 28%
Fair Share: 19%
Good Share: 25%
Vehicle Operating Costs$610
Get Your Rates Quote Now

If you live in Menifee, we’re sure there are many things you would rather be doing than slogging through auto insurance data. With the wine region of Temecula, Lake Elsinore, and Los Angeles all within an hour’s drive, spending hours researching auto insurance is the last thing on your mind.

That’s okay because we’ve done it for you. This comprehensive guide will cover everything you need to know about auto insurance in Menifee, California. We’ll discuss the cost of auto insurance, the cheapest carriers, city information, traffic data, and so much more.

Are you looking for the best auto insurance rates in Menifee, CA? If so, enter your ZIP code here to get auto insurance quotes that fit your specific needs. Listed below are local auto insurance agents.

Keep reading to learn how auto insurance rates are determined and who has the best coverage for you.

Table of Contents

Auto Insurance Rates in Menifee

We know that the cost of your auto insurance is probably a big concern for you. But do you know the factors that go into figuring out your rates?

How does your gender, age, credit history, and driving history affect how much you pay? Are auto insurance premiums more expensive in certain areas?

Let’s dive into the specifics.

Do gender and age affect my auto insurance in Menifee?

Did you know that your gender and age can affect your auto insurance rates?

In many states, you can be charged a higher auto insurance rate based on your gender. Thankfully for Menifee residents, as of January 2019, that is not the case in California.

Shortly after passing a law in 2018 that allowed drivers to choose non-binary as their gender on their driver’s license, California enacted legislation banning gender discrimination in the auto insurance industry.

Insurance Commissioner Ricardo Lara stated, “Gender, race, ethnicity, or sexual orientation are beyond your control, and it is not a fair or even an effective way to predict risk.”

But it does make sense for insurance companies to take your age into consideration. Age equals experience in the driving world. A teenager with less driving experience is more likely to get into an accident, which means an insurer is more likely to have to pay for a claim. Teens are charged higher rates because of the potential risk.

According to DataUSA, the median age in Menifee is 37.9 years old. Let’s look at the numbers from 2018 to see how much the average Menifee resident pays.

Menifee CA Auto Insurance Rates by Age

AgeAverage Annual Rate
17$6,784.34
25$3,146.60
35$2,447.32
60$2,184.38
Get Your Rates Quote Now

You can see that a 17-year-old pays more than double the premium of a 25-year-old and more than triple that of a 60-year-old.

We know that might incite some sticker shock if you’re the parent of a teenager. Thankfully there are discounts you can talk to your provider about, like the good student discount. Watch this video for more money-saving ideas.

We can break down the data even further. This table will show you the average annual rates in 2018 based on gender and age. Keep in mind, this data is from before the new gender discrimination regulation went into effect.

Menifee CA Auto Insurance Rates by Age and Marital Status

DemographicRate (Cheapest)
Married 60-year-old female$2,180.79
Married 60-year-old male$2,187.97
Married 35-year-old female$2,469.70
Married 35-year-old male$2,424.93
Single 25-year-old female$3,102.65
Single 25-year-old male$3,190.55
Single 17-year-old female$6,142.41
Single 17-year-old male$7,426.27
Average$3,640.66
Get Your Rates Quote Now

This data shows that females paid less than their male counterparts, with the exception of 35-year-olds. In this age group, females paid about $40 more than males.

With the new regulations, it will be interesting to see whether female rates increase or male rates decrease on average so that they are even.

What are the cheapest ZIP codes in Menifee?

Did you know that where you live can impact your auto insurance rates? Let’s look at the average 2018 auto insurance rates for the ZIP codes in Menifee to see how they differ.

Menifee CA Auto Insurance Rates by ZIP Code

ZIP CodeAverage Rate
92584$4,975.76
92585$4,962.10
92586$4,844.86
92587$4,885.47
92596$4,950.28
Get Your Rates Quote Now

92586 has the lowest average annual rate at $4,844.86. That ZIP code also had a median household income of $36,224 and a cost of living index of 116.3, which is higher than the nationwide index of 100.

For comparison, 92584 was the most expensive at $4,975.76 annually. It had a median household income of $83,088 and a cost of living index of 117.5.

What’s the best auto insurance company in Menifee?

Now that you know a little bit about how your rates are calculated, we can get to the important part.

What is the best auto insurance company for you? What company will give you the most bang for your buck?

We know that you don’t want to spend your time going through mountains of information to find the company with the cheapest rates and best coverage.

That’s why we’ve done it for you. We’re going to look at which providers have the cheapest rates in Menifee and other factors that can lower or raise those rates. Keep reading to get the information we know you’ve been waiting for.

Cheapest Auto Insurance Rates by Company in Menifee

Let’s look at which companies have the cheapest auto insurance rates based on your age and marital status.

Menifee CA Auto Insurance by Company

GroupSingle 17-Year-Old FemaleSingle 17-Year-Old MaleSingle 25-Year-Old FemaleSingle 25-Year-Old MaleMarried 35-Year-Old FemaleMarried 35-Year-Old MaleMarried 60-Year-Old FemaleMarried 60-Year-Old MaleAverage
Allstate$8,120.63$10,213.85$3,726.62$4,084.88$2,922.84$2,923.89$2,132.12$2,148.53$4,534.17
Farmers$7,885.67$12,901.22$2,925.58$3,258.78$2,467.82$2,467.82$2,228.69$2,228.69$4,545.53
GEICO$5,451.27$5,534.42$2,576.33$2,629.31$1,794.92$1,795.77$1,688.50$1,688.50$2,894.88
Liberty Mutual$4,674.08$4,982.83$2,427.50$2,453.00$2,156.08$2,038.21$2,004.96$1,941.25$2,834.74
Nationwide$7,968.42$8,803.38$3,740.56$3,693.37$3,138.27$2,995.74$2,751.36$2,593.38$4,460.56
Progressive$5,072.90$6,075.92$2,715.98$2,915.52$1,864.97$1,916.78$1,617.51$1,904.65$3,010.53
State Farm$6,078.07$7,548.85$3,636.25$3,747.63$3,283.08$3,283.08$2,933.78$2,933.78$4,180.57
Travelers$5,000.21$5,723.03$3,147.26$3,074.50$2,415.90$2,338.24$2,139.35$2,116.29$3,244.35
USAA$5,030.42$5,052.97$3,027.76$2,857.94$2,183.44$2,064.83$2,130.87$2,136.70$3,060.62
Get Your Rates Quote Now

Liberty Mutual had the lowest overall average rates, although Geico had the lowest rate for married 35-year-olds and married 60-year-old men. The data also shows that Farmers charges the most for 17-year-old males and Liberty Mutual charges the least.

Keep this information in mind when you’re shopping for auto insurance, as the company that’s cheapest for your friend or neighbor might not be the cheapest for you.

Best Auto Insurance for Commute Rates in Menifee

Did you know that how many miles you drive a year can affect your auto insurance rates? Insurers know that the more time you spend behind the wheel, the likelier it is that you’ll get into an accident.

Look at the data below to see just how much your commute might affect your rates.

Menifee CA Auto Insurance Rates Based on Annual Commute

Group10 Miles Commute,
6000 Annual Mileage
25 Miles Commute,
12000 Annual Mileage
Average
Liberty Mutual$2,601.97$3,067.51$2,834.74
Geico$2,629.35$3,160.41$2,894.88
Progressive$2,731.36$3,289.70$3,010.53
USAA$2,818.13$3,303.10$3,060.62
Travelers$2,919.60$3,569.09$3,244.35
Nationwide$3,938.85$4,982.27$4,460.56
State Farm$4,028.08$4,333.05$4,180.57
Allstate$4,084.70$4,983.64$4,534.17
Farmers$4,123.89$4,967.18$4,545.54
Get Your Rates Quote Now

Liberty Mutual is the cheapest company no matter what distance you drive.

Some companies charge significantly more if your commute is over 25 miles. For example, Nationwide charges over $1,000 more to people who have a longer commute.

Make sure you factor in your commute when looking for auto insurance as well.

Best Auto Insurance for Coverage Level Rates in Menifee

Different levels of auto insurance coverage come at different rates. California requires that you carry liability insurance, but there are other levels of coverage that could save you money in the long run. Collision, comprehensive, and full coverage are all good options to make sure you’re fully protected out on the road.

Menifee CA Auto Insurance Rates by Coverage Levels

GroupLowMediumHighAverage
Geico$2,589.63$2,932.30$3,162.70$2,894.88
Progressive$2,627.01$3,115.46$3,289.12$3,010.53
Liberty Mutual$2,634.43$2,859.52$3,010.27$2,834.74
USAA$2,770.12$3,120.73$3,291.00$3,060.62
Travelers$2,833.90$3,330.97$3,568.17$3,244.35
State Farm$3,738.74$4,260.91$4,542.05$4,180.57
Nationwide$3,986.87$4,537.91$4,856.90$4,460.56
Farmers$4,226.55$4,583.00$4,827.05$4,545.53
Allstate$4,277.99$4,575.61$4,748.91$4,534.17
Get Your Rates Quote Now

Geico charges the least for a low coverage level, but Liberty Mutual charges the least for medium and high coverage levels.

Nationwide and State Farm charge over $800 more for high coverage versus low coverage.

This video will give you even more information about your coverage options.

Now that you understand the different coverage levels, we can dive deeper into the factors that go into your auto insurance premium.

Best Auto Insurance for Credit History Rates in Menifee

You know that your credit history affects the rates you get on credit cards, home mortgages, and car loans, but did you know it can also affect your auto insurance in some states?

Thankfully for residents of Menifee, California is not one of the states that can base auto insurance rates on your credit history.

Even though auto insurance companies can’t charge you based on your credit history, their rates do still vary.

This table shows the average auto insurance rates for some of the biggest insurance companies in California.

Menifee CA Average Auto Insurance Rates by Company

GroupAverage
Liberty Mutual$2,834.74
Geico$2,894.88
Progressive$3,010.53
USAA$3,060.62
Travelers$3,244.35
State Farm$4,180.57
Nationwide$4,460.56
Allstate$4,534.17
Farmers$4,545.53
Get Your Rates Quote Now

Liberty Mutual has the cheapest average annual rates and Nationwide has the most expensive. Since the difference between the two is over $1,600, it pays to check around before committing to a policy.

Even if it doesn’t change your auto insurance rates, improving your score will help you financially. This video will give you some good tips on how to do so.

Start working today on getting your credit in check so you get the best rates on your next big purchase.

Best Auto Insurance for Driving Record Rates in Menifee

It should be no surprise that insurance companies will take your driving record into account. Take a look at just how much damage traffic violations can do to your rates.

Menifee CA Auto Insurance Rates Based on Driving Record

GroupClean RecordWith 1 AccidentWith 1 DUIWith 1 Speeding ViolationAverage
Progressive$1,959.91$3,358.33$3,895.32$2,828.56$3,071.19
Geico$2,023.45$3,125.53$3,920.17$2,510.36$3,023.05
USAA$2,029.66$3,026.99$4,961.32$2,224.50$3,339.32
Travelers$2,164.03$3,529.35$4,098.18$3,185.83$3,263.85
Liberty Mutual$2,460.29$3,296.21$2,975.40$2,607.06$2,910.63
Allstate$2,734.94$4,589.32$7,225.23$3,587.19$4,849.83
State Farm$2,985.61$3,559.11$6,713.97$3,463.58$4,419.56
Nationwide$3,112.85$3,990.98$6,747.44$3,990.98$4,617.09
Farmers$3,364.08$4,576.91$5,696.87$4,544.27$4,545.95
Get Your Rates Quote Now

Progressive is the cheapest carrier for drivers with a clean driving record.

On average, Liberty Mutual is the least expensive carrier if you have traffic violations, but notice that this company is not the cheapest in every case. For example, if you already have a speeding ticket on your record, you may get a lower rate from Geico. (USAA has a cheaper rate, but this company only services members of the military and their families.)

If you’ve got a clean record right now, remember those numbers. A DUI can raise your insurance premium by thousands in addition to the money you’ll spend on fees, fines, and court costs. It would be much cheaper to call a taxi or rideshare if you’ve been drinking.

What are some auto insurance factors in Menifee?

We saw earlier that your ZIP code can affect your auto insurance rates. Other factors about the city you live in will also play a role in what you pay. Let’s learn more about Menifee.

Menifee Metro Report

The data below is provided by the Brookings Institution’s Metro Monitor 2019 guide. This organization provides analysis of public issues, such as local economies. Let’s look at their findings for the Riverside region of California.

Prosperity

  • Productivity: -1.10%
  • Standard of living: 0.90%
  • Average annual wage: 0.50%

Although the productivity was slightly down from the previous year, the standard of living and average annual wages were up.

Now we’ll look at the data on growth.

Growth

  • Jobs: 0.20%
  • Gross metropolitan product: 1.60%
  • Jobs at young firms: 0.10%

Growth in the region is also up in jobs, gross metropolitan product, and jobs at young firms. This is good news for residents of Menifee and the wider Riverside area.

Median Household Income in Menifee

The median household income in Menifee for 2017 was $60,808, which was just above the U.S. median household income of $57,598 for that year. That figure represents a 5.57 percent increase over the previous year’s median income.

With the average annual auto insurance rate of $3,640.66 and the median household income of $60,808, the average Menifee resident would spend 5.99 percent of their income on auto insurance.

How do your rates compare to that? Use the calculator below to find out what percentage of your income is spent on auto insurance.

Homeownership in Menifee

According to DataUSA, in 2017, 74.3 percent of Menifee residents owned their own homes. That’s higher than the national average of 63.9 percent.

In the data above, we saw that where you live can affect your auto insurance rates. What many people don’t know is that your rates can also change based on whether you own or rent your home in some states.

Companies generally charge more if you rent your home rather than own it.

The Consumer Federation of America (CFA) released a study in 2016 on the auto insurance rates of homeowners versus renters.

They found that “Major auto insurance companies charge good drivers as much as 47 percent more for basic liability auto insurance if they don’t own their own own home.”

The good news for Californians is that your auto insurance rates can’t be based on whether or not you own your home. Consumer protection laws in California prevent auto insurance companies from charging higher rates based on factors like homeownership and credit score.

Education in Menifee

Just like with homeownership, there are laws in place in California that prevent auto insurance companies from adjusting your rates based on your education level.

Menifee is quite an educated town, though. According to City-Data, 87.9 percent of residents have a high school education or higher. Twenty-six percent have a bachelor’s, graduate, or professional degree.

The city has 11 elementary and middle schools and two high schools. If you’re interested in continuing your education in Menifee, there are seven colleges and universities within a 25-mile radius. The University of California – Riverside is the largest within that radius, with over 20,000 students.

Wage by Race and Ethnicity for Common Jobs in Menifee

You may be aware of the unfortunate reality that people of different races and ethnicities often earn different salaries for performing the same jobs. In 2017, the highest-paid ethnicity in California workers was Asian. White workers had the second-highest salaries.

This next table will break down the full-time salaries for common jobs by ethnicity in California. It will also show you what percentage of their income people of these races and ethnicities pay for auto insurance, using a state average premium of $3,640.66.

California Average Wage by Race and Ethnicity

EthnicityMiscellaneous ManagersPremiums as a Percentage of IncomeElementary and Middle School TeachersPremiums as a Percentage of IncomeRetail SalespersonsPremiums as a Percentage of IncomeDrivers/Sales Workers and Truck DriversPremiums as a Percentage of IncomeCashiersPremiums as a Percentage of Income
Asian$112,3243.24%$51,2627.10%$28,75412.66%$35,63810.22%$18,48619.69%
White$111,3223.27%$57,3166.35%$31,96811.39%$42,2818.61%$16,61821.91%
Black$75,1174.85%$53,3306.83%$23,86515.26%$41,7208.73%$16,38422.22%
Native Hawaiian or Other Pacific Islander$84,4944.31%$52,2306.97%$41,3078.81%$41,3118.81%$14,24425.56%
American Indian$83,1014.38%$48,9147.44%$20,01418.19%$38,9699.34%$17,98120.25%
Other Native American$85,1114.28%$60,8365.98%$22,53216.16%$36,14210.07%$10,66734.13%
Two or More Races$92,9183.92%$51,0817.13%$24,35214.95%$39,0809.32%$13,59726.78%
Other$60,4556.02%$49,3617.38%$21,33917.06%$40,5578.98%$15,17723.99%
Get Your Rates Quote Now

Obviously, people who earn lower salaries are paying a higher percentage of their incomes toward auto insurance. The disparity is pretty unfair, as you can see. White residents of Menifee working as retail salespersons are paying 11.39 percent of their incomes toward auto insurance, whereas American Indians doing the same job are paying 18.19 percent of their incomes for the same coverage.

Wage by Gender for Common Jobs in Menifee

Auto insurance companies in California can’t use gender to determine your rates, but it can make a difference in the percentage of your income you spend on insurance.

California Average Wage by Gender

GenderMiscellaneous ManagersPremiums as a Percentage of IncomeElementary and Middle School TeachersPremiums as a Percentage of IncomeRetail SalespersonsPremiums as a Percentage of IncomeDrivers/Sales Workers and Truck DriversPremiums as a Percentage of IncomeCashiersPremiums as a Percentage of Income
Male$120,6733.02%$66,9675.44%$50,5937.20%$45,3418.03%$28,71112.68%
Female$93,4583.90%$61,9745.87%$36,9799.85%$36,7909.90%$25,86514.08%
Get Your Rates Quote Now

You can see that women earn significantly less than men across the board in each of these jobs. That means they also pay a higher percentage of their incomes for auto insurance.

A female salesperson, driver, or cashier will spend almost two percent more of their income on auto insurance than their male counterpart.

California has made strides toward gender equality, but the data shows there is still a long way to go.

Poverty by Age & Gender in Menifee

The Census Bureau calculates the poverty line in the U.S. using the number of people in the household and the poverty threshold. Menifee’s poverty rate is 10.4 percent, which falls below the national average of 13.4 percent.

Data USA shows that the top three demographics living below the poverty line in Menifee are females age 55-64, females age 25-34, and females age 35-44.

Poverty by Race & Ethnicity in Menifee

According to Poverty USA, 38.1 million people were living in poverty in the U.S. in 2018. The ethnic group with the highest poverty rate was Native Americans at 25.4 percent, followed by blacks at 20.8 percent.

The data from Menifee looks quite different. In 2017, the ethnic group with the largest number of people living below the poverty line was whites at 43.3 percent, followed by Hispanics at 31 percent. This makes sense, given that whites and Hispanics are the largest racial demographics living in Menifee at 48.7 percent of the population and 35.8 percent respectively.

Employment by Occupations in Menifee

Menifee has an unemployment rate of less than five percent, which shows that the economy is strong and job growth is on the rise. In fact, from 2016 to 2017, employment grew 5 percent, bringing the total number of people employed to over 34,000.

The top three most common occupation categories were:

  • Office and Administrative Support — 4,552 people
  • Sales — 3,801 people
  • Management — 2,930 people

The three highest-paying jobs were:

  • Life, Physical, and Social Science Occupations — $93,646 median salary
  • Law Enforcement, Including Supervisors — $91,000 median salary
  • Computer and Mathematical Occupations — $87,857 median salary

Menifee residents enjoy low unemployment and good job growth as their economy continues to grow.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Driving in Menifee

With so many great destinations nearby, Californians love to drive. In fact, if you live in Menifee, you are under two hours from Los Angeles, San Deigo, and Palm Springs.

But what’s it like to actually drive on the roads in and around the city? In this section, we’re going to take a look at the major highways, road conditions, and traffic equipment used in Menifee.

Major Highways in Menifee

Although I-215 is the only major highway that runs through Menifee, the city is surrounded by several others. I-15 runs to the west and State Route 79 is to the east.

There are 26 interstates in California, allowing for plenty of travel options around the state.

According to the Interstate Guide, I-215 is 54.5 miles long, running north-south through Riverside and San Bernardino Counties. In 2017, the interstate saw between 55,000 and 184,000 cars per day.

No matter what route you take, the lovely weather and scenery make driving around California truly enjoyable.

This video shows you what the drive from Menifee to Temecula looks like.

Although there are no toll roads in Menifee, California has quite a few. Toll charges vary based on the vehicle and the time of day you travel.

TollGuru details which roads and bridges require tolls in California and helps you estimate the costs.

Popular Road Trips/Sites in Menifee

Southern California is a veritable playground of fun things to see and do, and Menifee is no exception. Located between the beaches and the mountains, there’s something for everyone.

Here are the top 10 attractions in Menifee according to Tripadvisor:

  • Drop Zone Waterpark
  • Sun City Library
  • Motte Historical Museum
  • Spirit Park
  • Aldergate Dog Park
  • Painted Earth
  • The Mason Jar Brewing Company
  • Menifee Lakes Golf Course
  • Pitstop Pub Bar & Grill
  • Johnny Ray’s Transportation Services

If you’re looking to get outside, check out this video on some of the hiking spots located in Menifee.

If you want to head out of Menifee, San Deigo is less than two hours away. You could hit the beach at La Jolla Cove, take in a Padres games at Petco Park, or spend the day with the animals at the San Deigo Zoo.

Road Conditions in Menifee

Road conditions can certainly have an impact on your driving. Roads with potholes and other issues can lead to costly car repairs or tire replacements.

TRIP, a national transportation organization, compiles information on roads in Menifee and other urban towns with populations between 200,000-500,000.

Menifee CA Road Conditions

Urban Area 200K - 500KPoor
Share
Mediocre
Share
Fair
Share
Good
Share
Vehicle Operating
Costs (VOC)
Antioch57%28%8%7%$942
Concord56%27%10%8%$923
Indio‐‐Cathedral City30%23%15%33%$593
Lancaster‐‐Palmdale30%40%13%18%$668
Modesto37%30%14%19%$716
Murrieta‐‐Temecula‐‐Menifee28%28%19%25%$610
Oxnard48%31%12%10%$852
Santa Clarita41%32%17%10%$780
Santa Rosa43%26%11%19%$776
Stockton43%21%13%24%$743
Thousand Oaks38%39%12%12%$765
Victorville‐‐Hesperia42%28%15%16%$768
Visalia30%22%15%33%$594
Get Your Rates Quote Now

In 2018, 44 percent of the roads in Menifee were considered to be in fair or good condition, and the vehicle operating costs were $610 per driver.

Does Menifee use speeding or red-light cameras?

According to the Insurance Institute for Highway Safety (IIHS), hundreds of people are killed each year because of drivers running red lights. Thousands more are injured.

In 2018 alone, 846 people were killed and another 139,000 people were injured by drivers not stopping for red lights.

The state of California does allow the use of red-light cameras to ticket drivers running lights. The fines are the same as if a police officer wrote you the ticket. It’s a $100 base fine, $400 in additional fees, and one point on your license.

While many people dislike the use of red-light cameras, they do cause people to drive safer. This video details a driver receiving the $500 ticket after turning right on red without stopping.

Some states also use speed enforcement cameras, but California isn’t one of them. Nevertheless, you should always obey the speed limit and stop at red lights to avoid traffic tickets and accidents.

In addition to the fines assessed, traffic tickets can impact your auto insurance rates, as we saw earlier in the section about driving records. Follow the rules of the road for your own and everyone else’s safety and to save yourself the cost of tickets and higher rates.

What types of vehicles are in Menifee?

Now let’s spend some time talking about the different vehicles in your area.

This section will tell you about the most popular type of vehicle owned, the number of vehicles per household, speed traps, and vehicle theft in and around Menifee.

Most Popular Vehicles Owned in Menifee

As you drive around Menifee, what’s the vehicle you see most often? Are you surrounded by sports cars, SUVs, family sedans, or trucks? Let’s see what the experts say.

Data collected by Your Mechanic indicates that the following cars are the most popular in Menifee and the surrounding areas.

  • Riverside-San Berardino area — Toyota Tundra
  • Los Angeles — Mitsubishi Montero
  • San Deigo — Toyota Pickup

Do you own one of these popular vehicles? With mountains so close, it’s no wonder residents of this part of California like trucks and SUVs.

How many cars per household in Menifee

Most households in Menifee have two or more cars. While this makes life more convenient, two cars mean double auto insurance.

If you own your home and have multiple cars, you’re eligible for auto insurance discounts. Multi-car and multi-policy discounts are offered by most carriers. Make sure to ask how these discounts will change your auto insurance rate.

Households without a Car in Menifee

Only about two percent of households in Menifee don’t have a vehicle at all. If you’re in that two percent, it doesn’t necessarily mean you don’t need auto insurance.

Non-owner policies are available for people who don’t own a vehicle but still drive occasionally.

One example of when you might need a non-owner policy would be if you don’t own a car but borrow your friend’s or family member’s car often. Their insurance should cover you, but what if their policy doesn’t have enough coverage?

Adding an additional policy of your own can make sure you are fully covered in the event of an accident. And just like with any auto insurance purchase, you’ll want to shop around and compare quotes.

Speed Traps in Menifee

Speeding is one sure-fire way to lose money. Fines can be high and your auto insurance rates will definitely take a hit.

While Speedtrap.org doesn’t show any speed traps near Menifee, that doesn’t mean that law enforcement in your area isn’t looking for speeders.

Apps like Google Maps and Waze allows users to add notices of where they’ve seen officers, so looking at those apps when you’re out and about might keep you out of a speed trap.

If you do happen to get a speeding ticket, this video gives you some ideas on how to lessen the effects.

Defensive driving courses can help when you get a ticket, but some insurers will even give you a discount just for taking one, even if you have a clean record. Check with your agent to see what discounts you can add to your policy.

Vehicle Theft in Menifee

You’re rushing out the door to head to work. You have your coffee in one hand and a bagel in the other. You get to the driveway and no car. What happened? It was just there last night.

If this has happened to you, you’re not alone.

According to FBI data, if you live in Menifee you have a one in 277 chance of having your car stolen. That means that Menifee has one of the highest rates of vehicle theft in the U.S.

Menifee also has a crime rate that is higher than 60 percent of the cities and towns in California and only safer than 24 percent of U.S. cities.

Neighborhood Scout reports that your chance of being the victim of property crimes like vehicle theft, arson, larceny, or burglary in Menifee is one in 47. It is slightly lower than the California average of one in 42.

This table compares crime rates in Menifee to the nationwide rates.

Auto Thefts in Menifee CA vs. The U.S.

MenifeeRates Per 1,000U.S.Rates Per 1,000
3343.61748,8412.29
Get Your Rates Quote Now

You can see that Menifee is well above the national average for vehicle thefts.

If your car is stolen, you’ll want to know that your auto insurance provider will help you handle the situation. You might want to consider a comprehensive policy to make sure you’re covered for vehicle theft.

How is traffic in Menifee?

Whether you commute to work or you mostly drive for pleasure, sitting in traffic wastes your time and money and just isn’t very fun.

Let’s look at some data about traffic in California.

Traffic Congestion in California

According to Inrix, Los Angeles was the sixth most congested city in the country and the 26th most congested city in the world in 2019. Congestion cost drivers 103 hours and $1,524 that year. These numbers represent a four percent increase from the previous year.

The closest city that TomTom collected data on was Riverside. Riverside ranked 193 on the list of most congested cities in the world in 2019. Drivers spent 110 hours sitting in traffic and the worst time to travel was Friday from 3-4 p.m.

This video details a few of the ways Los Angeles is looking to combat traffic congestion.

Let’s take a look at the commute data to see just why the roads are so congested.

Transportation in Menifee

The average commute time for a Menifee resident is 38.7 minutes, which is higher than the U.S. average of 25.1 minutes. Additionally, 11.6 percent of Menifee residents have what is considered a “super commute” — a drive lasting over 90 minutes.

The way people commute also affects traffic congestion. Almost 80 percent of commuters prefer to drive alone, and only 12.1 percent of commuters carpool.

Even though it’s nice to use that commute time to listen to your favorite music or audiobook, carpooling will save you time and money by thinning out traffic and reducing fuel costs.

Busiest Highways in Menifee

California has some of the busiest highways in the country, and most of them have a lot of lanes to accommodate all the traffic. This table shows you the urban highways with the most lanes in California.

California Urban Highways with the Most Lanes

Urban AreaRouteLanes
ConcordI-68012
Los Angeles - Long Beach - Santa AnaI-40514
Los Angeles - Long Beach - Santa AnaI-512
Los Angeles - Long Beach - Santa Ana9112
Los Angeles - Long Beach - Santa AnaI-11012
Mission ViejoI-512
Riverside-San Bernardino9112
San DiegoI-812
San DiegoI-1512
San DiegoI-80512
San Francisco - OaklandI-8012
San JoseI-28012
Get Your Rates Quote Now

There are 12 highways in California that have 12 or more lanes. You know which roads have the most traffic, but do you know how safe those roads are? Unfortunately, more cars equal more accidents.

How safe are Menifee streets and roads?

The National Highway Traffic Safety Administration (NHTSA) compiles data on fatal crashes by county for each state. Since Menifee is in Riverside County, we’re going to compare data for that and the surrounding counties for 2018.

First, let’s look at the overall traffic fatalities for these counties.

Fatal Auto Crashes in Riverside and Surrounding Counties

CountyFatalities All CrashesFatalities per 100,000 Population
Imperial3720.35
Los Angeles6706.63
Orange1765.52
Riverside29211.91
San Bernardino29813.72
San Diego2557.63
Get Your Rates Quote Now

Even though Imperial County ranks 30th in the state for population, it had the highest number of traffic fatalities by population. Los Angeles, the largest county in California by population, ranked near the bottom.

Now we’ll look at the data broken down by the contributing factors of the fatal accidents.

Fatalities by Auto Crash Type in Riverside and Surrounding Counties

CountyAlcohol Related FatalitiesFatalities per 100,000 PopulationSingle Vehicle FatalitiesFatalities per 100,000 PopulationSpeeding FatalitiesFatalities per 100,000 PopulationRoadway Departure FatalitiesFatalities per 100,000 PopulationIntersection FatalitiesFatalities per 100,000 Population
Imperial105.52312.6552.752312.65116.05
Los Angeles1981.963993.952152.132052.032392.37
Orange551.73932.92531.66581.82601.88
Riverside1034.21616.57702.861355.51783.18
San Bernardino944.61717.87843.871466.72612.81
San Diego682.031514.52702.09942.81511.53
Get Your Rates Quote Now

By population, San Diego County ranked highest for fatalities involving alcohol and San Bernardino County ranked highest for speeding fatalities. Imperial County ranked highest for single vehicle, roadway departure, and intersection fatalities.

This table breaks down the fatality rates by person type.

Auto Fatalities by Passenger Type in Riverside and Surrounding Counties

CountyPassanger Car Occupants FatalitiesFatalities per 100,000 PopulationPedestrian FatalitiesFatalities per 100,000 PopulationPedalcyclist FatalitiesFatalities per 100,000 Population
Imperial116.0542.210.55
Los Angeles1911.892252.23330.33
Orange601.88551.73110.35
Riverside1235.02743.0270.29
San Bernardino1054.54663.04100.46
San Diego822.45932.7870.21
Get Your Rates Quote Now

Imperial County had the highest number of passenger car occupant and pedalcyclist fatalities by population, and San Bernardino had the highest rate of pedestrian fatalities.

Allstate America’s Best Drivers Report

A list of the 200 largest U.S. cities with the safest drivers is compiled annually in the Allstate America’s Best Drivers Report.

Riverside is the city closest to Menifee that made the list. It dropped two spots and ranked 134th on the list of safe driving cities in 2019. Riverside residents have an average of 8.2 years in between auto insurance claims. The national average is 10.57 years between claims.

Ridesharing in Menifee

Sometimes it’s just easier to let someone else drive. But even when you’re not driving, you probably still want to save money.

Rideguru looks at the rideshares available near you and lets you see the cost estimate for your ride. These are the companies available and price estimates on a ride from Menifee to Riverside:

  • Uber X — $37
  • Lyft — $39
  • Taxi — $73
  • Curb — $81

You can see that Uber and Lyft are significantly cheaper than using a taxi or Curb service.

If you choose to drive for a rideshare company, be sure to check with your insurance company and the company you’re working for to see what additional insurance coverage you may need. Not all auto insurance carriers offer coverage for rideshare driving.

E-Star® Repair Shops in Menifee

If you should have an accident or your car needs repairs, you definitely want to know you’re dealing with a reputable mechanic. That’s where the E-Star® direct repair program comes in. The program is comprised of over 1,400 repair shops that offer great quality work and customer service.

This table has information about the eight E-Star® repair facilities in and around Menifee.

E-Star® Auto Repair Shops in Menifee CA

Shop NameAddressContact Information
1st Certified Collision - Hemet3800 Wentworth Dr
Hemet, CA 92545
lisa@ramonaautobody.com
P: (951) 929-2948
F: (951) 925-9238
Fix Auto Hemet300 Carriage Dr
Hemet, CA 92543
hemetclaims@fixautousa.com
P: (915) 765-2700
Fix Auto Moreno Valley14441 Commerce Center Drive #B
Moreno Valley, CA 92553
morenovalleyclaims@fixautousa.com
P: (915) 656-3600
Fix Auto Temecula41196 Nick Lane
Murrieta, CA 92562
temeculaclaims@fixautousa.com
P: (951) 677-9619
F: (951) 698-4272
Gerber - Menifee29738 Haun Rd
Menifee, CA 92586
menifeeca@gerbercollision.com
P: (951) 672-0727
F: (951) 672-1057
Gerger - Lake Elsinore29835 Hunco Way
Lake Elsinore, CA 29530
lakeelsinoreca@gerbercollision.com
P: (951) 471-1733
F: (951) 471-1723
Gosch Collision Center26895 Ynez Rd
Temecula, CA 92591
jsevilla@ranchoford.net
P: (951) 699-1302
F: (951) 699-8742
Seidner's Collision Center - Perris717A E 4th St
Perris, CA 92570
perris@1scc.com
P: (951) 443-4244
F: (951) 443-4249
Get Your Rates Quote Now

Using one of these repair shops will give you peace of mind that your repair is being handled correctly and efficiently.

What is the weather like in Menifee?

Weather in Menifee is perfect for getting out and exploring the beaches or the mountains.

Let’s talk average annuals:

  • High temperature: 83°F
  • Low temperature: 46°F
  • Precipitation: 11.11 inches
  • Sunshine: 272 days

Though the weather is nice, Menifee has seen more than its fair share of natural disasters, with a total of 43 in its history. To put things in perspective, the nationwide average for number of natural disasters is just 13.

It’s recommended that you discuss comprehensive coverage with any insurance company you’re thinking about doing business with, as this option will protect you if your vehicle is damaged by things like fires, floods, or storms.

Is public transit available in Menifee?

Although Menifee doesn’t have its own public transit system, the city makes great use of the Riverside Transit Agency (RTA).

The RTA is the bus service used throughout western Riverside County. It connects Menifee with the rest of the county.

You can order your RTA passes online for convenience. There are daily, weekly, 30-day, or 60-day options for passes, and fares start at $1.75. Discounts are available for those who qualify, including veterans and senior citizens.

If you use a bike or scooter to get to the bus stop, you may also bring it along. A bike rack is provided and the scooter must fold up and fit under your seat.

The RTA offers a Dial-A-Ride service as well. That is a direct origin to destination service for seniors and persons with disabilities. These trips must be scheduled in advance and run along the same routes as the regular bus service.

Are other alternate transportation options available in Menifee?

There are places in Menifee where you can rent bicycles, motorcycles, and cars, but no sharing services. Although Menifee does not offer alternate transportation options like Lime to rent bicycles, Riverside does. Lime and the scooter-sharing service Bird are both available in nearby Los Angeles and Santa Monica.

Is parking easy in Menifee?

Although Menifee is growing rapidly, it is still a smaller city, so finding parking is not very challenging. As the city expands and the population increases, it may become more difficult.

How is the air quality in Menifee?

Every time a vehicle cranks up for work or play, it contributes to the overall quality of the air you breathe.

According to the American Lung Association’s State of the Air report from 2019, Riverside County ranks 15th on the list of U.S. counties most affected by short term particle pollution and ranks eighth on the list of counties most affected by year-round particle pollution.

This table shows you the number of days the air quality in Riverside County was in good or unhealthy ranges.

Riverside County CA Air Quality

Riverside County Air Quality201720182019
Good Days5251116
Moderate Days162174142
Days Unhealthy for Sensitive Groups10010481
Days Unhealthy433026
Days Very Unhealthy860
Get Your Rates Quote Now

You can see that the majority of days were either good or moderate, but there were still over 100 days each year in the unhealthy range.

Walking, carpooling, and moving toward more electric vehicles will help cut down on air pollution caused by vehicles.

Military Bases Near Menifee

Although there is not a military base in Menifee, there are three that are close by:

  • March Air Reserve Base – Riverside
  • Los Angeles Air Force Base – Los Angeles
  • Camp Pendleton – Oceanside

Menifee is very military-minded, even if it isn’t home to a base. The city has a military banner program in which residents can submit an application to have their military family member’s picture displayed on a banner throughout the city. Over 2,000 veterans of the Vietnam War live here, along with over 1,700 veterans of the second Gulf War and more than 850 that served in the first Gulf War.

Military members and their families can also get discounts on their auto insurance. Many carriers offer reduced rates, and USAA caters solely to military families.

Unique Menifee Laws

Just like every other state, California has its own individual set of traffic-related regulations.

These are a few of the more common laws:

  • Everyone in a vehicle must wear a seatbelt and motorcyclists must wear a helmet.
  • You can’t write, send, or read text messages while driving and must use a hands-free device when talking on your cellphone.
  • Speed limits change based on the type of road you are on and range from 25 MPH to 70 MPH.

But California also has a few stranger rules on the books:

  • You can’t shoot any wildlife from a moving vehicle unless it’s a whale.
  • Ducks have the right of way when crossing Rancho California Street in Temecula.
  • You aren’t allowed to sleep in a parked vehicle in Cathedral City.
  • Cars may not be driven in reverse in Glendale.

Remember, obeying the speed limits, wearing your seatbelt, and following all of the other rules of the road in Menifee can save you money on fines and auto insurance.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Menifee Auto Insurance FAQs

Now that we’ve talked about auto insurance rates and covered what living and driving in Menifee looks like, let’s tackle some frequently asked questions.

What school district serves Menifee?

The Menifee Union School District serves the Menifee area with 16 area schools ranging from preschool to high school. There are over 10,000 students in the school district, with the numbers increasing each year.

What libraries are near me?

The Paloma Valley Library is located in Menifee and is part of the Riverside County Library System. The branch offers activities like a chess club and storytimes for children.

Where is the local DMV?

While there is not currently a DMV office in Menifee, there is a kiosk where you can perform some tasks, such as renewing your vehicle registration or submitting proof of insurance. There are multiple offices near Menifee, including in Riverside.

How do I connect my utilities?

Figuring out which utility companies you need to call to set up service can be a giant headache. The city of Menifee has them listed for you on one page. You can also use a service like My Utilities that does all of the work for you.

What are some fun events to attend in Menifee?

Menifee hosts a variety of events throughout the year, and there’s sure to be something for everyone. The Fall Festival, Moonlight Markets, and the Christmas Tree Lighting are just a few events that you can enjoy.

Now that we’ve covered all things Menifee-related, hopefully, you’re feeling more confident about shopping for auto insurance.

Enter your ZIP code here to start getting your personalized quotes.

References:

  1. https://datausa.io/profile/geo/menifee-ca/
  2. https://www.brookings.edu/research/metro-monitor-2019-inclusion-remains-elusive-amid-widespread-metro-growth-and-rising-prosperity/
  3. https://consumerfed.org/press_release/good-drivers-pay-more-for-basic-auto-insurance-if-they-rent-rather-than-own-their-home/
  4. http://www.city-data.com/city/Menifee-California.html
  5. https://www.census.gov/newsroom/blogs/random-samplings/2016/09/what-does-it-mean-to-be-in-poverty-in-the-u-s-statistically-speaking.html
  6. https://www.povertyusa.org/facts
  7. https://www.interstate-guide.com/i-215-ca/
  8. https://tripnet.org/
  9. https://www.iihs.org/topics/red-light-running
  10. https://www.yourmechanic.com/article/the-most-popular-cars-in-american-cities
  11. https://www.fbi.gov/
  12. https://www.neighborhoodscout.com/ca/menifee/crime
  13. https://inrix.com/scorecard-city/?city=Los%20Angeles%2C%20CA&index=26
  14. https://www.tomtom.com/en_gb/traffic-index/riverside-traffic#statistics
  15. https://cdan.nhtsa.gov/stsi.htm#
  16. https://www.allstate.com/americas-best-drivers/index.htm
  17. https://ride.guru/
  18. https://www.esurance.com/info/car/e-star-direct-repair-program
  19. https://www.riversidetransit.com/index.php/maps-schedules
  20. https://www.lung.org/research/sotc/state-grades/california
  21. http://cityofmenifee.us/428/Menifee-Military-Banners
  22. https://www.menifeeusd.org/
  23. http://www.rivlib.net/website/homepage-684
  24. https://www.dmv.ca.gov/portal/dmv/detail/fo/fotoc
  25. https://www.cityofmenifee.us/BusinessDirectoryII.aspx?lngBusinessCategoryID=35

Are you looking for free insurance quotes?

Your one-stop online Car Insurance guide. Get a Free Quote Now!

(855) 898-5028