Compare Acura MDX Insurance Quotes [Guide + Free Quotes]

Acura MDX insurance quotes average at $122 a month for full coverage, but your driving record and where you live will impact the final price of your Acura MDX insurance coverage. According to our guide, State Farm and GEICO are the most popular auto insurance companies for Acura MDX insurance rates, but you may find a cheaper Acura MDX insurance cost when you compare rates online with our free tool below.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Aug 7, 2020

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Key takeaways:

  • Full coverage costs around $1,468 a year or $122 each month
  • A liability-only policy costs around $588 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,366 a year or $447 each month
  • Good drivers can save as much as $605 a year by earning policy discounts
  • Acura MDX insurance costs around $51 less per year than the average vehicle

Acura MDX insurance rates are about $51 less per year than the average vehicle with full coverage costing around $1,468 a year or $122 a month. Good drivers save up to $605 in policy discounts. Let’s take a closer look at Acura MDX insurance rates, crash test ratings, and more.

You can start comparing quotes for Acura MDX car insurance rates from some of the best car insurance companies by using our free online tool now.

Acura MDX Insurance Cost

The average auto insurance rates for an Acura MDX cost $1,468 a year or $122 a month.


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Are Acura MDXs Expensive to Insure?

The chart below details how Acura MDX insurance rates compare to other SUVs like the Ford Explorer, Audi Q7, and Buick Encore.

VehicleComprehensiveCollisionLiabilityTotal
Acura MDX$376$562$372$1,468
Ford Explorer$308$470$372$1,308
Audi Q7$394$714$398$1,664
Buick Encore$322$562$372$1,414
Jeep Wrangler$280$376$420$1,256
Mercedes-Benz GLA 250$370$714$450$1,714
Toyota 4Runner$332$512$332$1,312

However, there are a few things you can do to find the cheapest Acura insurance rates online.

What Impacts the Cost of Acura MDX Insurance?

The Acura MDX trim and model you choose will affect the total price you will pay for Acura MDX insurance coverage.

Age of the Vehicle

Older Acura MDX models generally cost less to insure. For example, car insurance rates for a 2020 Acura MDX are $1,468, while 2010 Acura MDX rates are $1,192, a difference of $276.

Model YearComprehensiveCollisionLiabilityTotal
2020 Acura MDX$376$562$372$1,468
2019 Acura MDX$358$542$390$1,448
2018 Acura MDX$344$536$398$1,436
2017 Acura MDX$332$524$416$1,430
2016 Acura MDX$320$502$430$1,410
2015 Acura MDX$304$484$442$1,388
2014 Acura MDX$292$450$452$1,352
2013 Acura MDX$280$424$456$1,318
2012 Acura MDX$268$380$460$1,266
2011 Acura MDX$250$350$460$1,218
2010 Acura MDX$242$328$464$1,192

Driver Age

Driver age can have a significant impact on the cost of Acura MDX auto insurance. For example, 20-year-old drivers pay as much as $1,860 more each year for their Acura MDX auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Acura MDX insurance rates. For example, drivers in New York may pay $895 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Acura MDX auto insurance. Teens and drivers in their 20’s see the highest jump in their Acura MDX car insurance with violations on their driving record.

Acura MDX Safety Ratings

The Acura MDX’s safety ratings will affect your Acura MDX car insurance rates. See the chart below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideNot Tested
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Acura MDX Crash Test Ratings

If the Acura MDX crash test ratings are good, you could have lower Acura MDX car insurance rates. See Acura MDX crash test results below:

Vehicle TestedOverallFrontalSideRollover
2020 Acura MDX SUV FWD5 stars5 stars5 stars4 stars
2020 Acura MDX SUV AWD5 stars5 stars5 stars4 stars
2020 Acura MDX SPORT HYBRID SUV AWD5 stars5 stars5 stars4 stars
2019 Acura MDX SUV FWD5 stars5 stars5 stars4 stars
2019 Acura MDX SUV AWD5 stars5 stars5 stars4 stars
2019 Acura MDX Sport Hybrid SUV AWD5 stars5 stars5 stars4 stars
2018 Acura MDX SUV FWD5 stars5 stars5 stars4 stars
2018 Acura MDX SUV AWD5 stars5 stars5 stars4 stars
2018 Acura MDX Sport Hybrid SUV AWD5 stars5 stars5 stars4 stars
2017 Acura MDX SUV FWD5 stars5 stars5 stars4 stars
2017 Acura MDX SUV AWD5 stars5 stars5 stars4 stars
2017 Acura MDX Sport Hybrid SUV AWD5 stars5 stars5 stars4 stars
2016 Acura MDX SUV FWD5 stars5 stars5 stars4 stars
2016 Acura MDX SUV AWD5 stars5 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Acura MDX Safety Features

The more safety features you have on your Acura MDX, the more likely it is that you can earn a discount. The Acura MDX’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Acura MDX Insurance Loss Probability

Another contributing factor that plays a direct role in Acura MDX insurance rates is the loss probability for each type of coverage.

Insurance Coverage CategoryLoss Rate
Collision-27%
Property Damage-20%
Comprehensive2%
Personal Injury-37%
Medical Payment-44%
Bodily Injury-37%
Source: Insurance Institute for Highway Safety

Acura MDX Finance and Insurance Cost

If you are financing a Acura MDX, most lenders will require your carry higher Acura MDX coverages including comprehensive coverage, so be sure to compare Acura MDX car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Acura MDX Insurance

You can save more money on your Acura MDX auto insurance rates by employing any of the following five strategies.

  • Make Sure You Use an Accredited Driver Safety Program
  • Buy a Dashcam for Your Acura MDX
  • Take a Refresher Course as an Older Driver
  • Ask About Loyalty Discounts
  • Don’t Always Pick the Cheapest Acura MDX Insurance Policy

Top Acura MDX Insurance Companies

Several top car insurance companies offer competitive rates for the Acura MDX rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Acura MDX drivers organized by market share.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

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