How Much is Insurance for a Ford Fusion Energi?

Ford Fusion Energi insurance costs around $124 a month for full coverage, but your Ford Fusion Energi insurance requirements may vary depending on where you live. Compare Ford Fusion Energi insurance quotes online now with our free tool to find the most affordable Ford Fusion Energi insurance rates.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Aug 7, 2020

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Key takeaways:

  • Full coverage costs around $1,492 a year or $124 each month
  • A liability-only policy costs around $599 a year or $50 each month
  • Highest rates are for teenage drivers at around $5,453 a year or $454 each month
  • Good drivers can save as much as $615 a year by earning policy discounts
  • Ford Fusion Energi insurance costs around $27 less per year than the average vehicle

Ford Fusion Energi insurance rates are $50 per month for liability-only coverage and $124 per month for full coverage. Teen drivers, however, could pay up to $454 per month for insurance. Continue reading to learn how you can save money on Ford Fusion Energi insurance rates.

You can start comparing quotes for Ford Fusion Energi insurance rates from some of the best auto insurance companies by using our free online tool now.

Ford Fusion Energi Insurance Cost

The average Ford Fusion Energi insurance rates are $1,492 a year or $124 a month.


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Are Ford Fusion Energis Expensive to Insure?

The chart below details how Ford Fusion Energi insurance rates compare to other hybrid/electrics like the Hyundai Sonata Hybrid, Toyota Prius, and Buick LaCrosse.

VehicleComprehensiveCollisionLiabilityTotal
Ford Fusion Energi$336$626$372$1,492
Hyundai Sonata Hybrid$322$626$420$1,548
Toyota Prius$306$512$332$1,286
Buick LaCrosse$320$566$338$1,360
Ford C-Max Hybrid$282$566$398$1,404
Chevrolet Volt$370$774$398$1,700
Honda Accord Hybrid$362$718$316$1,532

However, there are a few things you can do to find the cheapest Ford insurance rates online.

What Impacts the Cost of Ford Fusion Energi Insurance?

The Ford Fusion Energi trim and model you choose can impact the total price you will pay for Ford Fusion Energi insurance coverage.

Age of the Vehicle

Older Ford Fusion Energi models generally cost less to insure. For example, auto insurance for a 2020 Ford Fusion Energi costs $1,492, while 2013 Ford Fusion Energi insurance costs are $1,334, a difference of $158.

Model YearComprehensiveCollisionLiabilityTotal
2020 Ford Fusion Energi$336$626$372$1,492
2019 Ford Fusion Energi$320$600$390$1,468
2018 Ford Fusion Energi$306$596$398$1,458
2017 Ford Fusion Energi$296$582$416$1,452
2016 Ford Fusion Energi$286$558$430$1,432
2015 Ford Fusion Energi$270$538$442$1,408
2014 Ford Fusion Energi$260$500$452$1,370
2013 Ford Fusion Energi$250$470$456$1,334

Driver Age

Driver age can have a significant effect on Ford Fusion Energi insurance rates. As an example, a 30-year-old driver pays around $66 more each year for their Ford Fusion Energi auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Ford Fusion Energi insurance rates. For example, drivers in Houston may pay $1,100 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Ford Fusion Energi auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Ford Fusion Energi auto insurance with violations on their driving record.

Ford Fusion Energi Safety Ratings

Your Ford Fusion Energi auto insurance rates are tied to the Ford Fusion Energi’s safety ratings. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideNot Tested
Small overlap front: passenger-sideNot Tested
Moderate overlap frontNot Tested
SideNot Tested
Roof strengthNot Tested
Head restraints and seatsNot Tested
Source: Insurance Institute for Highway Safety

Ford Fusion Energi Crash Test Ratings

Good Ford Fusion Energi crash test ratings can lower your Ford Fusion Energi auto insurance rates. See Ford Fusion Energi crash test results below:

Vehicle TestedOverallFrontalSideRollover
2020 Ford Fusion Energi 4 DR FWDN/RN/RN/R4 stars
2019 Ford Fusion Energi 4 DR FWDN/RN/RN/R4 stars
2018 Ford Fusion Energi 4 DR FWDN/RN/RN/R4 stars
2017 Ford Fusion Energi 4 DR FWDN/RN/RN/R4 stars
2016 Ford Fusion Energi 4 DR FWD5 stars5 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Ford Fusion Energi Safety Features

Having a variety of safety features on your Ford Fusion Energi can help lower your Ford Fusion Energi insurance costs. The Ford Fusion Energi’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Ford Fusion Energi Finance and Insurance Cost

If you are financing a Ford Fusion Energi, you will pay more if you purchase Ford Fusion Energi auto insurance at the dealership, so be sure to shop around and compare Ford Fusion Energi auto insurance quotes from the best companies using our FREE tool below.

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5 Ways to Save on Ford Fusion Energi Insurance

You have more options at your disposal to save money on your Ford Fusion Energi insurance rates. For example, try these five tips:

  • Check Your Ford Fusion Energi Policy Carefully to Ensure All Information is Correct
  • Use a Service Like Turo to Rent Out Your Ford Fusion Energi
  • Remove Young Drivers from Your Ford Fusion Energi Insurance When They Move Out or Go to School
  • Ask About Mature Driver Discounts for Drivers Over 50
  • Spy on Your Teen Driver

Top Ford Fusion Energi Insurance Companies

Who is the top auto insurance company for Ford Fusion Energi insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Fusion Energi auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Fusion Energi offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Ford Fusion Energi Insurance Quotes Online

You can start comparing quotes for Ford Fusion Energi insurance rates from some of the best auto insurance companies by using our free online tool now.

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