What is PIP in Auto Insurance?

Personal injury protection (PIP) insurance provides medical coverage for any injuries you or your family experience resulting from an accident. Covered expenses include medical bills, ambulance costs, lost wages, rehabilitation, and childcare (under the right circumstances). You’re required to buy PIP insurance in 16 states, but it’s available in 21. Whether you’re required to purchase PIP insurance or not, you’ll still need standard health insurance because PIP doesn’t replace that.

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UPDATED: Jun 6, 2022

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