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What are auto insurance premiums?

If you are asking what are auto insurance premiums, the answer is fairly simple. When you sign an auto insurance contract, the company will determine how much you’ll pay monthly to retain your auto insurance policy, which is known as your auto insurance premium. However, for most people, auto insurance premiums can be expensive. If...

If you are asking what are auto insurance premiums, the answ...

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Auto Insurance Requirements by State (2024)

Most people living in the United States need car insurance to drive legally. New Hampshire and Virginia are the only states that do not require drivers to carry car insurance. Each state requires drivers to prove they have the financial means to pay for damages in case they cause an accident. There are different requirements...

Most people living in the United States need car insurance t...

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How to Cancel Auto Insurance (2024)

The idea of canceling your auto insurance policy can feel daunting. If you’re new to car insurance or have had the same policy for a long time, it may seem impossible or intimidating to cancel your car insurance. However, canceling your car insurance is a fairly simple thing to do, and it shouldn’t take long....

The idea of canceling your auto insurance policy can feel da...

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What are the car registration fees by state?

How much are car registration fees by state? And is car registration related to auto insurance quotes? As you can imagine, no state’s registration fees are the same. They all use different metrics, and some states add unique fees. Overall, few states have annual car registration fees — at least after two years. But when...

How much are car registration fees by state? And is car regi...

How do I recover my auto insurance deductible from the at-fault driver?Post

How do I recover my auto insurance deductible from the at-fault driver?

So you’ve been in a collision where you weren’t at fault. How do you recover your deductible from the at-fault driver? Can you recover your deductible from the at-fault driver? Today, we’re explaining everything you need to know about auto insurance deductible recovery, or claiming money from the at-fault driver following an accident. No, You...

So you’ve been in a collision where you weren’t at fault...

How To Check the Status of an Auto Insurance ClaimPost

How To Check the Status of an Auto Insurance Claim

Car insurance claims can be stressful. Naturally, you want to get as many updates on your car insurance claim as possible. But how do you check the status of a car insurance claim? Sometimes it can be difficult to even know how to file an auto insurance claim. Checking the status is also confusing. Keep...

Car insurance claims can be stressful. Naturally, you want t...

If my car registration expires is my auto insurance still valid?Post

If my car registration expires is my auto insurance still valid?

If your car registration expires, then does your car insurance expire as well? Or does your car insurance remain active even after your registration expires? Today, we’re explaining everything you need to know about car registration and insurance. Expired Registration Does Not Typically Affect the Price of Car Insurance What happens if a person’s vehicle...

If your car registration expires, then does your car insuran...

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Do I need insurance before I buy a used car?

When purchasing a used car, you’ll need to have at least your state’s minimum car insurance coverage required before you can legally drive. If you’re buying a new insurance policy, the amount of your rate will be determined by criteria such as where you reside and the type of used automobile you choose. You can...

When purchasing a used car, you’ll need to have at lea...

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Can you get auto insurance without a license?

If you’ve found this article, the short answer to your question is fairly straightforward. Can you get insurance without a license? Yes. Whether you’re working on obtaining a license or are paying for another household member’s coverage, there are plenty of reasons to purchase auto insurance without a driver’s license. But you may be looking...

If you’ve found this article, the short answer to your...

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What is the property damage insurance claims process?

If you need to make a property damage claim with your home insurance policy, you may want to familiarize yourself with the claims process before doing anything. Most home insurance policies specify what the claims process will look like, but every company has the option to handle it differently. If you have questions about filing...

If you need to make a property damage claim with your home i...

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What does it mean when a policy is fully paid up?

When your auto insurance policy is fully paid up, your coverage is up-to-date. As a result, you won’t have to pay any more premiums until your next renewal date.  Most insurance companies allow drivers to pay their premiums monthly, biannually, or annually. If you choose the paid up option, that means you will pay your...

When your auto insurance policy is fully paid up, your cover...

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How a DUI Affects Your Auto Insurance Rates (2024)

While there technically is no auto insurance policy called DUI insurance, the phrase is commonly used to inform drivers that a company insures people convicted of driving under the influence. Keep reading to learn how a DUI affects finding auto insurance quotes online, what your options are for coverage, and discover how to secure affordable...

While there technically is no auto insurance policy called D...

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What is an insurance binder?

If you are getting ready to buy a new car (or home), you may need to provide the seller or finance company with proof of insurance. However, some auto insurance companies take a couple of days to process paperwork for a policy. Therefore, the company may issue an insurance binder for you to use temporarily....

If you are getting ready to buy a new car (or home), you may...

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What is the driver’s license renewal process?

What is the driver’s license renewal process like in your state, and what do you need to expedite the process? Also, how can you apply for a replacement driver’s license? As with many things involving driver’s licenses, states have their unique processes and requirements. Also, there are special rules for minors and seniors past the...

What is the driver’s license renewal process like in your ...

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What is an auto insurance deductible and how does it work?

Understanding auto insurance is essential to ensuring that you can obtain the right coverage at an affordable price. One aspect of auto insurance that we know can be confusing is the auto insurance deductible. So what is a car insurance deductible, and how does a car insurance deductible work? Furthermore, when do you pay the...

Understanding auto insurance is essential to ensuring that y...

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Auto Insurance Deductible: Simply Explained (2024)

Separate from your monthly or annual auto insurance policy payments, car insurance deductibles are agreed-upon amounts policyholders pay for certain types of claims before the insurance company steps in. Only specific auto insurance coverages have deductibles, like collision and comprehensive insurance. So if you invest in full coverage insurance, knowing how deductibles work is vital...

Separate from your monthly or annual auto insurance policy p...

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How do auto insurance claims work?

You’re out on the open road with the wind in your hair when all of a sudden you feel a bump from behind. Another driver has rear-ended you, but you don’t need to panic because you have an active insurance policy. Your auto insurance is there to protect you should you ever need it. Notifying...

You’re out on the open road with the wind in your hair...

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How many points can you get on your license before it’s suspended?

How many points can you get on your license before it’s suspended? And can those points affect your auto insurance? Each state has a different way of assessing points for driver’s licenses. Of course, the number of points you can receive before the state suspends your license differs among states as well. Some of the...

How many points can you get on your license before it’s su...

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How do auto insurance companies pay out claims?

How do auto insurance companies pay out claims? For example, will your auto insurance company give you one large check to settle a claim? When can you file an auto insurance claim? And can you expect a payment from your auto insurance company when your car is totaled? The reimbursement amount and the payment schedule...

How do auto insurance companies pay out claims? For example,...

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How To Negotiate a Total Loss Auto Insurance Settlement (2024)

If you’re negotiating a total loss car insurance settlement, you’ll likely want to get the best value from your vehicle. There are many options to either decrease the cost of repairs or to increase how much you receive from the settlement. You can maximize your totaled vehicle by obtaining a policy with the best auto...

If you’re negotiating a total loss car insurance settl...

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