Dodge Nitro Insurance Cost Estimate [Everything You Need to Know]

Dodge Nitro auto insurance rates are around $99 a month, but your driving record and where you live will impact how much you pay for Dodge Nitro insurance coverage. You can lower your Dodge Nitro insurance costs by taking a defensive driving course. Enter your ZIP code below to get a free Dodge Nitro insurance quote for your state.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,188 a year or $99 each month
  • A liability-only policy costs around $477 a year or $40 each month
  • Highest rates are for teenage drivers at around $4,342 a year or $362 each month
  • Good drivers can save as much as $490 a year by earning policy discounts
  • Dodge Nitro insurance costs around $331 less per year than the average vehicle

Dodge Nitro insurance rates are about $331 less per year than the average vehicle with full coverage around $1,188 a year or $99 a month. The highest rates are for teens who will pay around $4,342 a year or $362 a month.

Good drivers can save up to $490 a year by being safe and courteous out on the roadways. Let’s take a quick look at Dodge Nitro insurance rates, safety features, and more.

You can start comparing quotes for Dodge Nitro car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Nitro Insurance Cost

The average Dodge Nitro car insurance costs are $1,188 a year or $99 a month.

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Are Dodge Nitros Expensive to Insure?

The chart below details how Dodge Nitro insurance rates compare to other SUVs like the Toyota 4Runner, Lincoln Navigator, and Volkswagen Tiguan.

Vehicle Comprehensive Collision Liability Total
Toyota 4Runner $332 $512 $332 $1,312
Lincoln Navigator $356 $686 $398 $1,598
Volkswagen Tiguan $306 $542 $332 $1,316
Mitsubishi Outlander $306 $542 $332 $1,316
Mercedes-Benz GLE 350 $438 $870 $390 $1,856
BMW X3 $376 $656 $372 $1,562
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However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Nitro Insurance?

The Dodge Nitro trim and model you choose can impact the total price you will pay for Dodge Nitro auto insurance coverage.

Age of the Vehicle

Older Dodge Nitro models generally cost less to insure. For example, auto insurance for a 2011 Dodge Nitro costs $1,188, while 2010 Dodge Nitro insurance costs are $1,166, a difference of $22.

Model Year Comprehensive Collision Liability Total
2011 Dodge Nitro $196 $292 $520 $1,188
2010 Dodge Nitro $190 $272 $524 $1,166
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Driver Age

Driver age can have a significant effect on the cost of Dodge Nitro car insurance. For example, 30-year-old drivers pay approximately $52 more for their Dodge Nitro car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Dodge Nitro insurance rates. For example, drivers in Los Angeles may pay $653 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Nitro car insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Nitro car insurance with violations on their driving record.

Dodge Nitro Safety Ratings

Your Dodge Nitro auto insurance rates are influenced by the Dodge Nitro’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Marginal
Roof strength Good
Head restraints and seats Acceptable
Source: Insurance Institute for Highway Safety
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Dodge Nitro Crash Test Ratings

Dodge Nitro crash test ratings will affect your Dodge Nitro car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Dodge Nitro N/R N/R N/R 3
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Dodge Nitro Safety Features

Dodge Nitro safety features can lower the cost of your insurance. The safety features for the 2020 Dodge Nitro include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control

Dodge Nitro Finance and Insurance Cost

If you are financing a Dodge Nitro, you will pay more if you purchase Dodge Nitro auto insurance at the dealership, so be sure to shop around and compare Dodge Nitro auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Dodge Nitro Insurance

Although it may seem like your Dodge Nitro car insurance rates are set, there are a few measures that you can take to secure the best Dodge Nitro car insurance rates possible. Take a look at the following five ways to save on Dodge Nitro auto insurance.

  • Ask About Dodge Nitro Safety Discounts
  • Take a Refresher Course as an Older Driver
  • Ask for a Dodge Nitro Discount If You Have College Degree or Higher
  • Take Public Transit Instead of Driving Your Dodge Nitro
  • Consider Using a Tracking Device on Your Dodge Nitro

Top Dodge Nitro Insurance Companies

The best auto insurance companies for Dodge Nitro car insurance rates will offer competitive rates, discounts, and account for the Dodge Nitro’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Dodge Nitro Insurance Quotes Online

You can start comparing quotes for Dodge Nitro car insurance rates from some of the best car insurance companies by using our free online tool now.

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