Cheap Hanover, IL Auto Insurance Rates for 2021
The cheapest Hanover, IL auto insurance is offered by State Farm, but rates vary for each person. Hanover, IL auto insurance must meet the Illinois auto insurance requirements of 25/50/20 plus 25/50 uninsured and underinsured coverage. Compare online rates to find the cheapest Hanover, IL auto insurance rates for you.
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UPDATED: Jul 18, 2021
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- Hanover, IL and Hanover Park, IL are two different towns in Illinois
- The best way to buy Hanover, IL car insurance is through an agent
- Auto insurance in Hanover, IL, is cheaper than average
Hanover, Illinois, is a rural city surrounded by forest and runs along the Apple River. Google identifies the city as a village that’s more than two hours away from Hanover Park, IL.
Although Hanover is a small town, we’re one of the few city review sites with sample Hanover, IL auto insurance rates.
Read through our guide to see how Hanover, IL auto insurance quotes compare to Illinois auto insurance and other critical information that affects Hanover, IL insurance.
If you want to jump right into Hanover, IL auto insurance quotes, enter the Hanover, IL ZIP code in our free comparison tool above and compare the best companies in the Hanover local area.
What is the cheapest auto insurance company in Hanover, IL?
The cheapest auto insurance company in Hanover, based on average rates, is State Farm.
Let’s see how other top auto insurance companies compare to State Farm in Hanover, IL ranked from cheapest to most expensive.
- State Farm – $2,064
- Nationwide – $2,176
- SAFECO – $2,379
- GEICO – $2,382
- Travelers – $2,429
- USAA – $2,516
- American Family – $3,527
- Progressive – $3,607
- Illinois Farmers Ins Co – $4,119
- Allstate – $5,154
Several factors determine your auto insurance rates. The cheapest car insurance company for you will depend on personal factors, including ZIP code, driving record, vehicle, credit history, and coverage level.
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What auto insurance coverage is required in Hanover, IL?
All Hanover drivers have to meet the Illinois state law minimum requirements for car insurance.
In Illinois, you have to carry at least:
- $25,000 per person and $50,000 per incident for bodily injury liability
- $20,000 per incident for property damage
- $25,000 per person and $50,000 per incident for uninsured/underinsured motorist coverage
Illinois is an at-fault state, which means a driver who causes a car accident must use their car insurance to pay for the no-fault driver’s bodily injury and property damage from the collision.
What affects auto insurance rates in Hanover, IL?
Some of the most critical factors that impact Hanover, IL car insurance are driving record and credit.
According to Experian, car insurance companies reward customers with good credit scores with more affordable prices.
Therefore, you can get cheap Hanover, IL auto insurance if you have a good or excellent credit history.
Also, Hanover is a rural town with a less dense population than other cities in Illinois. According to City-Data, a total of 768 people lived in Hanover, IL, in 2019. This fact could significantly lower Hanover, IL car insurance rates.
Hanover, IL weather may affect driving conditions. City-Data reported that flooding causes the most disaster in Hanover.
Hanover, IL Auto Insurance: What’s the bottom line?
Hanover may be a small town, but you can find affordable Hanover, IL auto insurance through agencies like Miner and Acceptance. You can even visit the best insurance companies websites to get a car insurance policy.
Before you buy auto insurance in Hanover, IL, be sure you’ve checked rates with multiple companies. Enter your ZIP code below to get fast, free auto insurance quotes.