How to Find Cheap Lexus GS 300 Insurance Quotes

Lexus GS 300 insurance rates are $123 per month, but you will find cheap Lexus GS 300 insurance quotes online in this guide. 2001 Lexus GS 300 insurance costs will be less than a 2020 model, so start comparing Lexus GS 300 insurance costs in your area by entering your ZIP code below.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,474 a year or $123 each month
  • A liability-only policy costs around $591 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,387 a year or $449 each month
  • Good drivers can save as much as $608 a year by earning policy discounts
  • Lexus GS 300 insurance costs around $45 less per year than the average vehicle

Lexus GS 300 insurance rates are $49 per month for liability-only coverage, $123 per month for full coverage, and $449 for teen drivers. Continue reading to learn how you can save $608 per year on Lexus GS 300 insurance rates.

You can start comparing quotes for Lexus GS 300 insurance rates from some of the best auto insurance companies by using our free online tool now.

Lexus GS 300 Insurance Cost

The average Lexus GS 300 auto insurance costs are $1,474 a year or $123 a month.

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Are Lexus GS 300s Expensive to Insure?

The chart below details how Lexus GS 300 insurance rates compare to other luxury cars like the Audi S7, Volvo S90, and Audi A4.

Vehicle Comprehensive Collision Liability Total
Lexus GS 300 $344 $656 $338 $1,474
Audi S7 $532 $1250 $398 $2,338
Volvo S90 $356 $714 $398 $1,626
Audi A4 $332 $656 $398 $1,544
Infiniti Q70 $370 $774 $338 $1,618
Chevrolet Corvette $494 $922 $264 $1,790
Cadillac CTS-V $406 $804 $338 $1,684
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However, there are a few things you can do to find the cheapest Lexus insurance rates online.

What Impacts the Cost of Lexus GS 300 Insurance?

The Lexus GS 300 trim and model you choose can impact the total price you will pay for Lexus GS 300 insurance coverage.

Age of the Vehicle

The average Lexus GS 300 auto insurance rates are higher for newer models. For example, auto insurance for a 2018 Lexus GS 300 costs $1,474, while the 2018 Lexus GS 300 insurance costs are $1,474, a difference of $.

Model Year Comprehensive Collision Liability Total
2018 Lexus GS 300 $344 $656 $338 $1,474
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Driver Age

Driver age can have a significant effect on Lexus GS 300 insurance rates. As an example, a 30-year-old driver pays around $65 more each year for their Lexus GS 300 auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Lexus GS 300 insurance rates. For example, drivers in New York may pay $899 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Lexus GS 300 auto insurance. Teens and drivers in their 20’s see the highest jump in their Lexus GS 300 insurance rates with violations on their driving record.

Lexus GS 300 Safety Ratings

Your Lexus GS 300 insurance rates are tied to the safety ratings of the Lexus GS 300. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front G
Side G
Roof strength G
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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Lexus GS 300 Crash Test Ratings

Not only do good Lexus GS 300 crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Lexus GS 300 auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Lexus GS 300 N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Lexus GS 300 Safety Features

Having a variety of safety features on your Lexus GS 300 can help lower your Lexus GS 300 insurance costs. The Lexus GS 300’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Lexus GS 300 Finance and Insurance Cost

If you are financing a Lexus GS 300, you will pay more if you purchase Lexus GS 300 auto insurance at the dealership, so be sure to shop around and compare Lexus GS 300 auto insurance quotes from the best companies using our FREE tool below.

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5 Ways to Save on Lexus GS 300 Insurance

Although it may seem like your Lexus GS 300 insurance rates are set, there are a few measures that you can take to secure the best Lexus GS 300 insurance rates possible. Take a look at the following five ways to save on Lexus GS 300 auto insurance.

  • Provide Your Lexus GS 300 VIN When Requesting Lexus GS 300 Auto Insurance Rates
  • Make Sure You Use an Accredited Driver Safety Program
  • Ask About Lexus GS 300 Discounts If You Were Listed on Someone Else’s Policy
  • Ask About Lexus GS 300 Low Mileage Discounts
  • Consider Lexus GS 300 Insurance Rates Before Buying a Lexus GS 300

Top Lexus GS 300 Insurance Companies

Several insurance companies offer competitive rates for the Lexus GS 300 based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Lexus GS 300 drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Lexus GS 300 Insurance Quotes Online

You can start comparing quotes for Lexus GS 300 insurance rates from some of the top auto insurance companies by using our free online tool today.

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