How Much are Lexus LS 460 Insurance Rates?

If you want to buy Lexus LS 460 insurance coverage online then a policy will cost $143/mo ($1,710/yr) on average. On average, Lexus LS 460 comprehensive insurance coverage costs $417, collision coverage costs $608, and liability coverage costs $482. Lexus LS 460 insurance costs around $191 more per year than the average vehicle. Good drivers can save up to $705 a year on these costs by earning policy discounts.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,710 a year or $143 each month
  • A liability-only policy costs around $685 a year or $57 each month
  • Highest rates are for teenage drivers at around $6,250 a year or $521 each month
  • Good drivers can save as much as $705 a year by earning policy discounts
  • Lexus LS 460 insurance costs around $191 more per year than the average vehicle

Lexus LS 460 insurance rates are $191 more expensive than the average vehicle. Teen drivers could pay up to $521 per month. Parents can cut down Lexus LS 460 insurance rates with policy discounts. Continue reading to learn more.

You can start comparing quotes for Lexus LS 460 insurance rates from some of the best auto insurance companies by using our free online tool now.

Lexus LS 460 Insurance Cost

The average auto insurance rates for a Lexus LS 460 cost $1,710 a year or $143 a month.

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Are Lexus LS 460s Expensive to Insure?

The chart below details how Lexus LS 460 insurance rates compare to other luxury cars like the Mercedes-Benz S450, Audi A8, and Chevrolet Corvette.

Vehicle Comprehensive Collision Liability Total
Mercedes-Benz S450 $494 $982 $398 $2,032
Audi A8 $464 $900 $390 $1,912
Chevrolet Corvette $494 $922 $264 $1,790
Lexus IS 350 $344 $686 $398 $1,586
Audi S6 $444 $894 $398 $1,894
Lexus ES 350 $362 $656 $316 $1,470
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However, there are a few things you can do to find the cheapest Lexus insurance rates online.

What Impacts the Cost of Lexus LS 460 Insurance?

The Lexus LS 460 trim and model you choose can impact the total price you will pay for Lexus LS 460 insurance coverage.

Age of the Vehicle

Older Lexus LS 460 models generally cost less to insure. For example, auto insurance for a 2017 Lexus LS 460 costs $1,710, while 2010 Lexus LS 460 insurance costs are $1,334, a difference of $376.

Model Year Comprehensive Collision Liability Total
2017 Lexus LS 460 $406 $814 $354 $1,710
2016 Lexus LS 460 $392 $780 $364 $1,672
2015 Lexus LS 460 $370 $752 $376 $1,634
2014 Lexus LS 460 $356 $698 $384 $1,574
2013 Lexus LS 460 $342 $658 $388 $1,524
2012 Lexus LS 460 $328 $590 $390 $1,444
2011 Lexus LS 460 $306 $542 $390 $1,374
2010 Lexus LS 460 $296 $508 $394 $1,334
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Driver Age

Driver age can have a significant effect on Lexus LS 460 insurance rates. For example, 30-year-old drivers pay $75 more for Lexus LS 460 auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Lexus LS 460 insurance rates. For example, drivers in Los Angeles may pay $940 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Lexus LS 460 auto insurance. Teens and drivers in their 20’s see the highest jump in their Lexus LS 460 auto insurance with violations on their driving record.

Lexus LS 460 Safety Ratings

Your Lexus LS 460 auto insurance rates are influenced by the Lexus LS 460’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front G
Side Not Tested
Roof strength Not Tested
Head restraints and seats G
Source: Insurance Institute for Highway Safety
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Lexus LS 460 Crash Test Ratings

Good Lexus LS 460 crash test ratings mean the VW is safer, which could mean cheaper Lexus LS 460 insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Lexus LS 460 N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Lexus LS 460 Safety Features

Having a variety of safety features on your Lexus LS 460 can help lower your insurance costs. According to AutoBlog, the 2020 Lexus LS 460’s safety features include:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Intuitive Park Assist Front And Rear Parking Sensors
  • Blind Spot Monitor Blind Spot
  • Lexus Safety System+
  • Lane Departure Alert (LDA) with Steering Assist Lane Keeping Assist
  • Lane Departure Alert (LDA) with Steering Assist Lane Departure Warning
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag
  • Rear Child Safety Locks
  • First Aid Kit
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
  • Back-Up Camer

Lexus LS 460 Insurance Loss Probability

Insurance loss probability on the Lexus LS 460 fluctuates between each type of coverage. The lower percentage means lower Lexus LS 460 insurance rates; higher percentages mean higher Lexus LS 460 auto insurance rates.

Insurance Coverage Category Loss Rate
Collision 55%
Property Damage -24%
Comprehensive 103%
Personal Injury -48%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Lexus LS 460 Finance and Insurance Cost

If you are financing a Lexus LS 460, most lenders will require your carry higher Lexus LS 460 coverage options including comprehensive coverage, so be sure to shop around and compare Lexus LS 460 auto insurance quotes from the best auto insurance companies using our FREE tool below.

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5 Ways to Save on Lexus LS 460 Insurance

You can save more money on your Lexus LS 460 auto insurance rates by employing any of the following five strategies.

  • Buy An Older Lexus LS 460
  • Get Lexus LS 460 Auto Insurance Through Costco
  • Move to the Countryside
  • Get a Plan with Only Liability Coverage If You’re Driving an Older Lexus LS 460
  • Install an Aftermarket Anti-Theft Device for Your Lexus LS 460

Top Lexus LS 460 Insurance Companies

Who is the best auto insurance company for Lexus LS 460 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus LS 460 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lexus LS 460 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Lexus LS 460 Insurance Quotes Online

You can start comparing quotes for Lexus LS 460 insurance rates from some of the best auto insurance companies by using our free online tool now.

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