Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Former Farmers Insurance CSR

UPDATED: Nov 12, 2020

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Stockton, California is located south of the capital city Sacramento and is a transportation hub for central California for many reasons, but mostly due to the center of Interstate 5 which runs through the valleys of northern California. Stan Lee, creator of Marvel Comics, has dubbed the city the home of the Fantastic Four, when asked in the late 1980s. With the California style Mediterranean climate and plenty of opportunity, Stockton continues to be an ever-changing city and plays a great role neighboring the capital. 4autoinsuranceqoute.com prides itself on compiling the information you provide about yourself and your vehicles into a range of coverages and competitive rates from our network of agencies with reputable insurance agents.

Continue reading below to learn how you can find cheap car insurance rates in Stockton, CA.

Stockton, CA Insurance Requirements

California requires by law that all owners and operators maintain an insurance policy of 15/30/5 liability. Liability is collision related events coverage so that the one at fault will be able to cover damages of the most basic kind. This is so that those who have an accident can be relieved to know that they are covered and that it was, in reality, just an accident. This also makes sure those who are more concerned about themselves do not get away with driving uninsured, especially those with less than averages driving histories. 15/30/5 liability coverage translates to monetary amounts for 3 specific types of collisions. 15 stands for $15,000 for injury or death to one person. 30 stands for $30,000 for injury or death to more than one person. 5 stands for $5,000 for property damage. This should cover most average drivers, but there is always the need to look for more at the same rate or even better rate.

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Stockton Car Insurance Rates

Stockton, in general, has an above average crime rate for the state of California and some high accident statistics in the past years. Fatal accidents have gone down in the last fifteen years but have stayed above the California average despite the improvements, and when looking at it closer shows that Stockton is trending in similar fashion as California as a whole with a few years standing out. Other specific circumstances show more of variable difference with Stockton having much higher numbers than the California averages; such as drunk driving accidents and fatalities, and persons involved. For Stockton, however, the numbers have shown decreases in recent years showing increased safety by drivers and increase in traffic enforcement by Police.

Some owners of more valuable vehicles, may feel the need to have some comprehensive coverage as well. Comprehensive coverage is coverage for non- collision related occurrences. These include crime, weather, and the like. For the valleys of California, there is less risk of earthquakes so there is less of a need than if you lived closer to the coastline and the Pacific Ring of Fire. This does not mean it is impossible and there have been lesser magnitude quakes in the past, so it can be worth considering. Crimes of theft, grand theft auto, and property damage are also worth considering have coverage for, especially if living in the inner city or if you own an expensive car or are leasing it.

4autoinsurancequote.com has the quote tool to get you started. By filling out the cells provided with you and your vehicles’ information, we can narrow down the search via our network of associated insurance companies and agents. Then you will be able to shop in a more focused manner for the best combination of coverage and rate. Having great insurance at a great rate has never been easier to achieve.

Trusted Stockton, CA Auto Insurance Agents

AAA Insurance
10916 Trinity Pkwy Ste A
Stockton, CA 95219
(209) 952-4100

AAA Insurance
222 N El Dorado St Ste F
Stockton, CA 95202
(209) 462-5075

All-Save Insurance Services
2233 Grand Canal Blvd
Stockton, CA 95207
(209) 952-6200

Andreini & Company
2291 W March Ln Ste A100
Stockton, CA 95207
(209) 956-8500

Ann Harvie
5637 N Pershing Ave Ste E22
Stockton, CA 95207
(209) 956-2525

Arnold Respicio
1503 Saint Marks Plz Ste C3
Stockton, CA 95207
(209) 951-7739

Attraction Insurance Services
910 East Hammer Lane
Stockton, CA 95210
(209) 888-8156

Bachittar Singh
5250 Claremont Ave # 243
Stockton, CA 95207
(209) 472-6022

Baja Insurance Services
4343 Pacific Ave
Stockton, CA 95207
(209) 955-4200

Bertilacchi Insurance Agency
2522 Grand Canal Blvd Ste 9
Stockton, CA 95207
(209) 957-6515

Big Savings Insurance Agency
1061 E March Ln Ste G
Stockton, CA 95210
(209) 956-2000

Brooke Agency – Fausto Bucheli
1014 W Hammer Ln
Stockton, CA 95209
(209) 475-0100

Brooke Agency – Fausto Bucheli Jr
3008 E Hammer Ln Ste 123
Stockton, CA 95212
(209) 478-6900

C Chuck Taylor Insurance Agency
9210 Thornton Rd Ste 5
Stockton, CA 95209
(209) 477-2234

C Dean Shibler
6852 Pacific Ave Ste B
Stockton, CA 95207
(209) 473-4403

Capitol Express Insurance Brokerage
829 Rosemarie Ln Ste H
Stockton, CA 95207
(209) 473-0836

Celia Marcelino
6 W Main St Ste J
Stockton, CA 95202
(209) 463-0267

Celine Vien
7743 West Ln Ste C4
Stockton, CA 95210
(209) 476-8222

Charles Finister
7488 Shoreline Dr Ste B4
Stockton, CA 95219
(209) 951-5837

Cheryl Bentley
1502 Saint Marks Plz Ste 2
Stockton, CA 95207
(209) 952-5065

Chi Insurance Agency
7488 Shoreline Dr Ste B4
Stockton, CA 95219
(209) 642-8808

Cost-U-Less Insurance Center
3008 E Hammer Ln Ste 113
Stockton, CA 95212
(209) 954-7630

Cost-U-Less Insurance Center
3218 Pacific Ave
Stockton, CA 95204
(209) 464-6400

Crown North Insurance Marketing
1045 N El Dorado St
Stockton, CA 95202
(209) 461-7272

Dara Pol
7488 Shoreline Dr Ste B1
Stockton, CA 95219
(209) 476-1320

Darius Turner
1036 W Robinhood Dr Ste 103
Stockton, CA 95207
(209) 475-9336

Dashers Insurance Services
6134 Pacific Ave
Stockton, CA 95207
(209) 954-9484

Davis & Associates
6653 Embarcadero Dr
Stockton, CA 95219
(209) 477-1701

Dean Shibler
3330 E Hammer Ln Ste D
Stockton, CA 95212
(209) 235-7777

Debock & Muth Insurance Agency
1330 W Fremont St
Stockton, CA 95203
(209) 465-5671

Dick Christie
415 W Benjamin Holt Dr Ste B5
Stockton, CA 95207
(209) 478-7686

Discount Rate Insurance Agency
2609 E Hammer Ln Ste A
Stockton, CA 95210
(209) 478-2788

Don Guzman
3422 W Hammer Ln Ste G
Stockton, CA 95219
(209) 473-9401

Don Widmer
2155 W March Ln Ste 3a
Stockton, CA 95207
(209) 951-4008

Doyle Barkley
7488 Shoreline Dr
Stockton, CA 95219
(209) 475-9313

Duc Nguyentan
9299 Thornton Rd Ste C
Stockton, CA 95209
(209) 955-0520

Dudley D Drake Jr
6838 Pacific Ave
Stockton, CA 95207
(209) 952-2154

Edward Barney
2351 W March Ln # B
Stockton, CA 95207
(209) 477-6215

Evelyn Morales
1348 N Center St
Stockton, CA 95202
(209) 465-7446

F J Dietrich & Company Insurance Services
2155 W March Ln Ste 2e
Stockton, CA 95207
(209) 952-6000

Farmers Insurance Group
5250 Claremont Ave # 243
Stockton, CA 95207
(209) 472-6020

Freeway Insurance – Stockton
7151 Pacific Ave
Stockton, CA 95207
(209) 942-1113

Galgiani Insurance Agency
415 W Benjamin Holt Dr
Stockton, CA 95207
(209) 951-1855

Geoff Peterson
7510 Shoreline Dr Ste A1
Stockton, CA 95219
(209) 337-1250

George Azevedo Jr
718 Lincoln Ctr
Stockton, CA 95207
(209) 474-3285

George Kenyon
5345 N El Dorado St Ste 9
Stockton, CA 95207
(209) 477-5511

Hernan Insurance Services
2821 N California St
Stockton, CA 95204
(209) 467-0406

Hull & Company
2389 W March Ln Ste 200
Stockton, CA 95207
(209) 474-9100

Insurance Services of Stockton
1150 W Robinhood Dr Ste 1a
Stockton, CA 95207
(209) 474-6174

Jason Ramey
5250 Claremont Ave # 118
Stockton, CA 95207
(209) 472-6080

Jeff Kroll
7610 Pacific Ave Ste B6
Stockton, CA 95207
(209) 473-7104

Jeff Lee
7488 Shoreline Dr Ste B1
Stockton, CA 95219
(209) 478-9517

Jim Molina
7273 Murray Dr Ste 7
Stockton, CA 95210
(209) 473-0516

Joe Estrada
1140 N El Dorado St # B1
Stockton, CA 95202
(209) 469-3494

Joseph Curtis
2522 Grand Canal Blvd Ste 13
Stockton, CA 95207
(209) 473-4444

Joseph R Stevens
Po Box 691178
Stockton, CA 95269
(209) 473-8053

Karen Amick
7488 Shoreline Dr Ste B1
Stockton, CA 95219
(209) 478-2014

Kasa Moreno Insurance Services
4120 N El Dorado St
Stockton, CA 95204
(408) 449-8122

Kim Martinez
4255 Pacific Ave Ste 5
Stockton, CA 95207
(209) 478-4010

Larry Ray Benson Agency
1304 E Hammer Ln Ste 11
Stockton, CA 95210
(209) 337-0241

Lawanda Ivy
4545 Georgetown Pl Ste C34
Stockton, CA 95207
(209) 955-0505

Liberty General Insurance Services
130 N Wilson Way
Stockton, CA 95205
(209) 462-6661

Linda Uribe
525 E Channel St
Stockton, CA 95202
(209) 944-9400

Maffei Insurance & Financial Services
2324 Gand Canal Blvd Ste 8
Stockton, CA 95207
(209) 474-0254

Maffei Insurance & Financial Services
872 W Benjamin Holt Dr
Stockton, CA 95207
(209) 957-9433

Manjinder Jhamat
2291 W March Ln Ste D199
Stockton, CA 95207
(209) 472-2060

Manuel Luna
7488 Shoreline Dr
Stockton, CA 95219
(209) 483-8674

Mark Shubert
5250 Claremont Ave # 251
Stockton, CA 95207
(209) 472-3609

Mark Twain Insurance Services
7337 Pacific Ave
Stockton, CA 95207
(209) 954-1000

Michele Chapman
7488 Shoreline Dr
Stockton, CA 95219
(209) 470-9189

Myles B Harris
8807 Thornton Rd Ste D1
Stockton, CA 95209
(209) 472-8585

Newbold Insurance Service
1212 W Robinhood Dr Ste 4d
Stockton, CA 95207
(209) 476-9187

Padula Insurance Agency
1150 W Robinhood Dr Ste 2b
Stockton, CA 95207
(209) 478-3775

Pan American Underwriters
2800 W March Ln Ste 420
Stockton, CA 95219
(209) 955-2600

Pao Vang
5665 N Pershing Ave Ste B8
Stockton, CA 95207
(209) 477-0122

Paula Ortiz
4550 N Pershing Ave
Stockton, CA 95207
(209) 956-3988

Pfeifer Insurance Agency
1150 W Robinhood Dr Ste 1a
Stockton, CA 95207
(209) 478-5827

Phi Ngo
5665 N Pershing Ave Ste B8
Stockton, CA 95207
(209) 472-7721

Premium Auto Insurance
747 N American St
Stockton, CA 95202
(209) 942-3366

Professional Insurance Associates
7855 N Pershing Ave
Stockton, CA 95207
(209) 951-7534

Protection Providers Insurance
304 W Harding Way
Stockton, CA 95204
(209) 466-1072

Quality General Insurance Services
3008 E Hammer Ln Ste 109
Stockton, CA 95212
(209) 952-5139

Ramon Fernandez
9 S El Dorado St
Stockton, CA 95202
(209) 461-0170

Rangel Insurance Agency #2
6025 Pacific Ave
Stockton, CA 95207
(209) 474-7777

Reynoso Insurance
2707 E Fremont St Ste 5
Stockton, CA 95205
(209) 464-0131

Richard B Perry
7895 N Pershing Ave
Stockton, CA 95207
(209) 477-9936

Richard Perry
7895 N Pershing Ave
Stockton, CA 95207
(209) 477-9936

Rossi Insurance Services
5637 N Pershing Ave
Stockton, CA 95207
(209) 478-4474

Russell Steele
829 Rosemarie Ln
Stockton, CA 95207
(209) 956-8561

Ryan Merin
1222 Monaco Ct
Stockton, CA 95207
(209) 957-4675

Samban Ok-Meas
7488 Shoreline Dr Ste B1
Stockton, CA 95219
(209) 594-4186

Sarathavy Na
7488 Shoreline Dr Ste B1
Stockton, CA 95219
(209) 476-9866

Scott Merin
1036 W Robinhood Dr Ste 204
Stockton, CA 95207
(209) 957-8950

Sol Insurance Services
3740 West Ln
Stockton, CA 95204
(209) 941-2600

Tim Delaney
2540 Pacific Ave Ste 3
Stockton, CA 95204
(209) 943-8344

Tim Ward Huynh
127 W 8th St
Stockton, CA 95206
(888) 813-7527

Titan Auto Insurance
2701 E Hammer Ln Ste 108
Stockton, CA 95210
(209) 472-2200

Titan Auto Insurance
5940 Pacific Ave Ste B
Stockton, CA 95207
(209) 472-9992

Tom Jackson
7488 Shoreline Dr Ste B4
Stockton, CA 95219
(209) 956-8571

Travailles’ Insurance Agency
1520 W Hammer Ln
Stockton, CA 95209
(209) 473-1777

Truex Insurance Agency
2291 W March Ln Ste 100
Stockton, CA 95207
(209) 478-5023

Unionbanc Insurance Services
10100 Trinity Pkwy Ste 300
Stockton, CA 95219
(209) 475-4400

USI Insurance Services
2021 W March Ln Ste 3
Stockton, CA 95207
(209) 957-6800

USI Insurance Services of Northern CA
2021 W March Ln Ste 3
Stockton, CA 95207
(209) 951-6800

Veronica Valdez Garcia
7475 Murray Dr Ste 9
Stockton, CA 95210
(209) 954-4155

W Faye Giovenetti
1833 W March Ln Ste 2
Stockton, CA 95207
(209) 472-7704

Ward & Associates Insurance Brokers
1755 W Hammer Ln Ste 7b
Stockton, CA 95209
(209) 951-9273

West Coast Auto Insurance Services
425 N El Dorado St
Stockton, CA 95202
(800) 889-5764

Yen Yu
1151 W Robinhood Dr Ste B1
Stockton, CA 95207
(209) 472-2940