GoAuto Insurance Review [2021]

GoAuto Insurance offers affordable auto insurance coverage to its customers. With non-commissioned agents, no expensive add-ons, and low down payments, GoAuto cuts coverage costs. Read this GoAuto insurance review and check out the GoAuto auto insurance rates below to find out more about what the company has to offer.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jul 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

What You Should Know

  • GoAuto offers low-cost auto insurance to its customers
  • The company cuts costs by utilizing non-commissioned agents and offering only the most basic coverage options
  • GoAuto does not have great customer reviews, but it does have an A+ rating with BBB

Learning how to get affordable auto insurance coverage can be difficult. This GoAuto insurance review discusses how GoAuto was created to help drivers save money on auto insurance while still getting the coverage they need.

GoAuto Insurance is a Louisiana-based auto insurance company that works to offer low-cost auto insurance to all drivers.

Enter your ZIP code above to find affordable auto insurance in your area today!

What is GoAuto insurance?

Founded in 2009, GoAuto Insurance is a fairly new company.

GoAuto offers auto insurance coverage in Louisiana and Nevada. With the goal of keeping auto insurance simple and affordable, GoAuto cuts costs in a variety of ways.

First, GoAuto Insurance has what it calls non-commissioned insurance broker-agents. Simply put, this means the company offers a direct buy system, allowing customers to save money by cutting out the cost of a middle-man.

Next, GoAuto Insurance offers auto insurance coverage without any expensive or undisclosed add-ons. When it comes to GoAuto insurance and coverage options, what you see is what you get.

While some drivers want the security that comes with extra lines of defense or add-ons for safety purposes, GoAuto Insurance wants to provide basic auto insurance to its customers and nothing more.

Lastly, GoAuto Insurance offers low down payments and customized payment plans to help drivers save even more money. Customers can set up payment plans that fit their budget without any hassle.

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What does GoAuto insurance cover?

Because GoAuto works to keep rates low by skipping expensive auto insurance add-ons, customers can expect only the most basic auto insurance coverage when it comes to options.

Past basic liability insurance starting at the state minimums, and a few other options such as comprehensive and collision coverage, GoAuto does not have much to offer.

Are GoAuto rates really that low?

Because GoAuto Insurance claims to offer low-cost coverage, it’s important to compare what the company has to offer to other top-rated companies.

Using the company’s online quote tool, a cheap minimum coverage auto insurance plan with GoAuto will cost somewhere around $2,364 annually while a plan with full coverage will be closer to $4,136.

Here you can see Louisiana’s average rates.

Louisiana Auto Insurance Companies and Average Annual Rates
Louisiana Auto Insurance CompaniesLouisiana Average Annual Auto Insurance Rates
Allstate$5,998.79
GEICO Cas$6,154.60
Progressive Security Ins.$7,471.10
State Farm Mutual Auto$4,579.12
USAA$4,353.12
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And below are average rates for Nevada.

Nevada Auto Insurance Companies and Average Annual Rates
Nevada Auto Insurance CompaniesNevada Average Annual Auto Insurance Rates
Allstate$5,372.21
American Family Mutual$5,439.95
Mid-Century Ins Co$5,589.91
GEICO Cas$3,660.03
Safeco $6,209.68
Depositors Insurance$3,474.93
Progressive Direct$4,048.92
State Farm Mutual Auto$5,792.85
Travelers Home & Marine Ins Co$5,349.64
USAA$3,072.26
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Looking at sample auto insurance rates from other companies, it is clear that GoAuto’s coverage, while limited, is likely a less expensive option than most other top-rated companies.

GoAuto Company Reviews

GoAuto is not accredited by the Better Business Bureau, but it does have an A+ rating.

The rating is not all a person should look for when deciding on coverage, though, and GoAuto proves that with a low score of 1/5 stars when it comes to customer reviews on the Better Business Bureau website.

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The Bottom Line

While affordable auto insurance is always ideal, it’s important to look at multiple options when it comes to coverage. Rather than settling, drivers should always do some research to ensure they are happy with their auto insurance coverages and costs.

Now that you’ve read this GoAuto insurance review, get a quote to see which companies can save you the most on auto insurance.

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