Are Mercury Mountaineers Expensive to Insure?

Mercury Mountaineer insurance costs $38 per month for liability-only coverage and $96 per month for full coverage. We recommend drivers get a full coverage Mercury Mountaineer insurance policy in order to protect themselves and their passengers, and you can find affordable Mercury Mountaineer insurance rates when you comparison shop online. Enter your zip code below to start comparing Mercury Mountaineer insurance quotes right now.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,148 a year or $96 each month
  • A liability-only policy costs around $460 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,196 a year or $350 each month
  • Good drivers can save as much as $473 a year by earning policy discounts
  • Mercury Mountaineer insurance costs around $371 less per year than the average vehicle

Mercury Mountaineer insurance rates are around $371 less per year than the average vehicle, as a new model hasn’t been produced since 2010. Full coverage costs around $1,148 a year or $96 a month.

Teen drivers will pay the most at around $4,196 a year or $350 a month as they’re considered high-risk for insurance companies. Let’s look at Mercury Mountaineer insurance rates, safety features, and more.

You can start comparing quotes for Mercury Mountaineer car insurance rates from some of the best car insurance companies by using our free online tool now.

Mercury Mountaineer Insurance Cost

The average Mercury Mountaineer auto insurance costs are $1,148 a year or $96 a month.

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Are Mercury Mountaineers Expensive to Insure?

The chart below details how Mercury Mountaineer insurance rates compare to other SUVs like the Lincoln Navigator, Volvo XC60, and Chevrolet Traverse.

Vehicle Comprehensive Collision Liability Total
Lincoln Navigator $356 $686 $398 $1,598
Volvo XC60 $306 $536 $338 $1,316
Chevrolet Traverse $336 $470 $316 $1,258
Mitsubishi Outlander Sport $280 $512 $332 $1,260
Subaru Forester $346 $512 $332 $1,326
GMC Acadia $294 $470 $372 $1,294
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However, there are a few things you can do to find the cheapest Mercury insurance rates online.

What Impacts the Cost of Mercury Mountaineer Insurance?

The Mercury Mountaineer trim and model you choose can impact the total price you will pay for Mercury Mountaineer insurance coverage.

Age of the Vehicle

The average Mercury Mountaineer car insurance rates are higher for newer models. Car insurance for a 2010 Mercury Mountaineer costs $1,148.

Model Year Comprehensive Collision Liability Total
2010 Mercury Mountaineer $216 $310 $464 $1,148
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Driver Age

Driver age can have a significant impact on Mercury Mountaineer auto insurance rates. For example, 20-year-old drivers pay approximately $1,404 more each year for their Mercury Mountaineer auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Mercury Mountaineer insurance rates. For example, drivers in Houston may pay $846 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Mercury Mountaineer auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Mercury Mountaineer car insurance with violations on their driving record.

Mercury Mountaineer Safety Ratings

Your Mercury Mountaineer car insurance rates are tied to the safety ratings of the Mercury Mountaineer. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Acceptable
Roof strength Not Tested
Head restraints and seats Acceptable
Source: Insurance Institute for Highway Safety
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Mercury Mountaineer Crash Test Ratings

Mercury Mountaineer crash test ratings can impact your Mercury Mountaineer car insurance rates. See Mercury Mountaineer crash test results below:

Vehicle Tested Overall Frontal Side Passenger Side Driver Rollover
Mercury Mountaineer 5 5 5 5 3
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Mercury Mountaineer Safety Features

The more safety features you have on your Mercury Mountaineer, the more likely it is that you can earn a discount. The Mercury Mountaineer’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Child Safety Locks
  • Adjustable Pedals
  • Traction Control

Mercury Mountaineer Finance and Insurance Cost

If you are financing a Mercury Mountaineer, you will pay more if you purchase Mercury Mountaineer car insurance at the dealership, so be sure to shop around and compare Mercury Mountaineer car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Mercury Mountaineer Insurance

You have more options at your disposal to save money on your Mercury Mountaineer car insurance costs. For example, try these five tips:

  • Ask About Farm and Ranch Vehicle Discounts
  • Carpool to Work Instead of Driving Your Mercury Mountaineer
  • Take a Refresher Course as an Older Driver
  • Get Cheaper Mercury Mountaineer Car Insurance Rates as a Full-Time Parent
  • Get Mercury Mountaineer Auto Insurance Through Costco

Top Mercury Mountaineer Insurance Companies

Who is the top auto insurance company for Mercury Mountaineer insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mercury Mountaineer auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mercury Mountaineer offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Mercury Mountaineer Insurance Quotes Online

You can start comparing quotes for Mercury Mountaineer insurance from some of the top car insurance companies by using our free online tool today.

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