Are Toyota Yaris Expensive to Insure? [List of Money Saving Tips]

Toyota Yaris insurance costs $108 a month on average, but teen drivers could pay $393 per month for Toyota Yaris insurance coverage. Find cheap Toyota Yaris insurance quotes online now by entering your ZIP code below. Some car insurance companies offer discounted Toyota Yaris insurance rates to good students and good drivers.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

Full Bio →

Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,290 a year or $108 each month
  • A liability-only policy costs around $517 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,715 a year or $393 each month
  • Good drivers can save as much as $532 a year by earning policy discounts
  • Toyota Yaris insurance costs around $229 less per year than the average vehicle

Toyota Yaris insurance rates are around $229 less per year than the average vehicle with full coverage costing around $1,290 a year or $108 a month. The highest rates are for teens who will pay around $4,715 a year or $393 a month.

Good drivers can save up to $532 a year in policy discounts by practicing safe driving habits. Let’s look a Toyota Yaris insurance rates, safety ratings, and more.

You can start comparing quotes for Toyota Yaris car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota Yaris Insurance Cost

The average Toyota Yaris auto insurance costs are $1,290 a year or $108 a month.

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption

Are Toyota Yariss Expensive to Insure?

The chart below details how Toyota Yaris insurance rates compare to other hatchbacks like the FIAT 500L and Kia Soul.

Vehicle Comprehensive Collision Liability Total
Toyota Yaris $256 $478 $398 $1,290
FIAT 500L $256 $478 $450 $1,364
Kia Soul $308 $500 $372 $1,338
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota Yaris Insurance?

The Toyota Yaris trim and model you choose can impact the total price you will pay for Toyota Yaris car insurance coverage.

Age of the Vehicle

Older Toyota Yaris models generally cost less to insure. For example, auto insurance for a 2018 Toyota Yaris costs $1,290, while 2010 Toyota Yaris insurance costs are $1,094, a difference of $196.

Model Year Comprehensive Collision Liability Total
2018 Toyota Yaris $256 $478 $398 $1,290
2017 Toyota Yaris $248 $466 $416 $1,288
2016 Toyota Yaris $240 $446 $430 $1,274
2015 Toyota Yaris $226 $430 $442 $1,256
2014 Toyota Yaris $218 $400 $452 $1,228
2013 Toyota Yaris $208 $376 $456 $1,198
2012 Toyota Yaris $200 $338 $460 $1,156
2011 Toyota Yaris $188 $310 $460 $1,116
2010 Toyota Yaris $180 $292 $464 $1,094
Compare RatesStart Now →

Driver Age

Driver age can have a significant impact on Toyota Yaris auto insurance rates. As an example, a 40-year-old driver could pay $136 less each month for their Toyota Yaris auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Toyota Yaris insurance rates. For example, drivers in New York may pay $787 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Toyota Yaris car insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Yaris car insurance rates with violations on their driving record.

Toyota Yaris Safety Ratings

Your Toyota Yaris car insurance rates are tied to the safety ratings of the Toyota Yaris. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Toyota Yaris Crash Test Ratings

Not only do good Toyota Yaris crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Toyota Yaris auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Toyota Yaris iA 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2019 Toyota Yaris 5 HB FWD N/R 4 stars N/R 4 stars
2019 Toyota Yaris 3 HB FWD N/R N/R N/R N/R
2018 Toyota Yaris iA 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2018 Toyota Yaris 5 HB FWD N/R 4 stars N/R 4 stars
2018 Toyota Yaris 3 HB FWD N/R N/R N/R N/R
2017 Toyota Yaris iA 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2017 Toyota Yaris 5 HB FWD 4 stars 4 stars 5 stars 4 stars
2017 Toyota Yaris 3 HB FWD N/R N/R N/R N/R
2016 Toyota Yaris Liftback 5 HB FWD 4 stars 4 stars 5 stars 4 stars
2016 Toyota Yaris Liftback 3 HB FWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Toyota Yaris Safety Features

The more safety features you have on your Toyota Yaris, the more likely it is that you can earn a discount. The Toyota Yaris’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Toyota Yaris Insurance Loss Probability

Another contributing factor that affects Toyota Yaris car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -6%
Property Damage -12%
Comprehensive -8%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Toyota Yaris Finance and Insurance Cost

If you are financing a Toyota Yaris, you will pay more if you purchase Toyota Yaris auto insurance at the dealership, so be sure to shop around and compare Toyota Yaris auto insurance quotes from the best companies using our FREE tool below.

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption

Ways to Save on Toyota Yaris Insurance

Save more on your Toyota Yaris car insurance rates. Take a look at the following five strategies that will get you the best Toyota Yaris auto insurance rates possible.

  • Use a Service Like Turo to Rent Out Your Toyota Yaris
  • Add a More Experienced Driver to Your Toyota Yaris Policy
  • Choose a Toyota Yaris with Cheaper Repair Costs
  • Ask for a Higher Deductible for Your Toyota Yaris Insurance Policy
  • Buy a Dashcam for Your Toyota Yaris

Top Toyota Yaris Insurance Companies

Who is the top car insurance company for Toyota Yaris insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Yaris auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Yaris offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Toyota Yaris Insurance Quotes Online

You can start comparing quotes for Toyota Yaris insurance from some of the top car insurance companies by using our free online tool today.

Free Auto Insurance Comparison

Compare over 200 auto insurance companies at once!

 Secured with SHA-256 Encryption