Nissan Titan Insurance Cost [How to Find Low Rates Online]

If you want to buy inexpensive Nissan Titan insurance coverage then you should know that a policy will cost $120 per month ($1,440 per year) on average. You can find cheap Nissan Titan insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $846 a year.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 27, 2020

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Key takeaways:

  • Full coverage costs around $1,440 a year or $120 each month
  • A liability-only policy costs around $577 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,263 a year or $439 each month
  • Good drivers can save as much as $594 a year by earning policy discounts
  • Nissan Titan insurance costs around $79 less per year than the average vehicle

Nissan Titan insurance rates are about $79 less per year than the average vehicle with full coverage costing on average $1,440 a year or $120 a month. The highest rates are for teens who will pay around $5,263 a year or $439 a month as they’re considered to be high-risk drivers.

Good drivers save up to $594 in policy discounts by practicing safe driving behaviors. We are going to take a look at Nissan Titan insurance rates, safety ratings, and more.

You can start comparing quotes for Nissan Titan car insurance rates from some of the best car insurance companies by using our free online tool now.

Nissan Titan Insurance Cost

The average Nissan Titan car insurance costs are $1,440 a year or $120 a month.


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Are Nissan Titans Expensive to Insure?

The chart below details how Nissan Titan insurance rates compare to other trucks like the Honda Ridgeline, Chevrolet Colorado, and Chevrolet Silverado 2500HD.

VehicleComprehensiveCollisionLiabilityTotal
Honda Ridgeline$306$536$450$1,472
Chevrolet Colorado$254$438$372$1,222
Chevrolet Silverado 2500HD$362$688$420$1,650
Chevrolet Silverado$322$562$420$1,484
GMC Sierra$336$594$372$1,460
GMC Sierra 2500HD$336$656$420$1,592

However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Titan Insurance?

The Nissan Titan trim and model you choose can impact the total price you will pay for Nissan Titan insurance coverage.

Age of the Vehicle

The average Nissan Titan car insurance rates are higher for newer models. For example, car insurance for a 2017 Nissan Titan costs $1,440, while 2010 Nissan Titan insurance costs are $1,230, a difference of $210.

Model YearComprehensiveCollisionLiabilityTotal
2017 Nissan Titan$296$494$470$1,440
2016 Nissan Titan$286$474$486$1,426
2015 Nissan Titan$270$458$500$1,408
2014 Nissan Titan$260$424$510$1,374
2013 Nissan Titan$250$400$514$1,344
2012 Nissan Titan$240$358$520$1,298
2011 Nissan Titan$224$330$520$1,254
2010 Nissan Titan$216$310$524$1,230

Driver Age

Driver age can have a significant effect on Nissan Titan car insurance rates. For example, 30-year-old drivers pay $63 more for Nissan Titan car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Nissan Titan insurance rates. For example, drivers in Houston may pay $1,061 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Nissan Titan auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Titan auto insurance rates with violations on their driving record.

Nissan Titan Safety Ratings

The Nissan Titan’s safety ratings will affect your Nissan Titan auto insurance rates. See the chart below:

Test TypeRating
Small overlap front: driver-sideNot Tested
Small overlap front: passenger-sideNot Tested
Moderate overlap frontNot Tested
SideNot Tested
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Nissan Titan Crash Test Ratings

Good Nissan Titan crash test ratings can lower your Nissan Titan auto insurance rates. See Nissan Titan crash test results below:

Vehicle TestedOverallFrontalSideRollover
2020 Nissan Titan XD Crew Cab PU/CC 4WDN/RN/RN/RN/R
2020 Nissan Titan King Cab PU/EC RWDN/RN/RN/R4 stars
2020 Nissan Titan King Cab PU/EC 4WDN/RN/RN/R4 stars
2020 Nissan Titan Crew Cab PU/CC RWDN/RN/RN/RN/R
2020 Nissan Titan Crew Cab PU/CC 4WDN/RN/RN/RN/R
2019 Nissan Titan XD Single Cab RWDN/RN/RN/RN/R
2019 Nissan Titan XD Single Cab AWDN/RN/RN/RN/R
2019 Nissan Titan XD King Cab RWDN/RN/RN/RN/R
2019 Nissan Titan XD King Cab AWDN/RN/RN/RN/R
2019 Nissan Titan XD Crew Cab RWDN/RN/RN/RN/R
2019 Nissan Titan XD Crew Cab AWDN/RN/RN/RN/R
2019 Nissan Titan Single Cab RWDN/RN/RN/R4 stars
2019 Nissan Titan Single Cab AWDN/RN/RN/R4 stars
2019 Nissan Titan King Cab RWDN/RN/RN/R4 stars
2019 Nissan Titan King Cab AWDN/RN/RN/R4 stars
2019 Nissan Titan Crew Cab RWD4 stars4 stars5 stars4 stars
2019 Nissan Titan Crew Cab AWD4 stars4 stars5 stars4 stars
2018 Nissan Titan XD Single Cab RWDN/RN/RN/RN/R
2018 Nissan Titan XD Single Cab AWDN/RN/RN/RN/R
2018 Nissan Titan XD King Cab RWDN/RN/RN/RN/R
2018 Nissan Titan XD King Cab AWDN/RN/RN/RN/R
2018 Nissan Titan XD Crew Cab RWDN/RN/RN/RN/R
2018 Nissan Titan XD Crew Cab AWDN/RN/RN/RN/R
2018 Nissan Titan Single Cab RWDN/RN/RN/R4 stars
2018 Nissan Titan Single Cab AWDN/RN/RN/R4 stars
2018 Nissan Titan King Cab RWDN/RN/RN/R4 stars
2018 Nissan Titan King Cab AWDN/RN/RN/R4 stars
2018 Nissan Titan Crew Cab RWD Later Release4 stars4 stars5 stars4 stars
2018 Nissan Titan Crew Cab RWD Early Release4 stars4 stars5 stars4 stars
2018 Nissan Titan Crew Cab AWD Later Release4 stars4 stars5 stars4 stars
2018 Nissan Titan Crew Cab AWD Early Release4 stars4 stars5 stars4 stars
2017 Nissan Titan XD Single Cab RWDN/RN/RN/RN/R
2017 Nissan Titan XD Single Cab AWDN/RN/RN/RN/R
2017 Nissan Titan XD King Cab RWDN/RN/RN/RN/R
2017 Nissan Titan XD King Cab AWDN/RN/RN/RN/R
2017 Nissan Titan XD Crew Cab RWDN/RN/RN/RN/R
2017 Nissan Titan XD Crew Cab AWDN/RN/RN/RN/R
2017 Nissan Titan Single Cab RWDN/RN/RN/R4 stars
2017 Nissan Titan Single Cab AWDN/RN/RN/R4 stars
2017 Nissan Titan King Cab RWDN/RN/RN/R4 stars
2017 Nissan Titan King Cab AWDN/RN/RN/R4 stars
2017 Nissan Titan Crew Cab RWD4 stars4 stars5 stars4 stars
2017 Nissan Titan Crew Cab AWD4 stars4 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Nissan Titan Safety Features

The more safety features you have on your Nissan Titan, the more likely it is that you can earn a discount. The Nissan Titan’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning

Nissan Titan Insurance Loss Probability

The lower percentage means lower Nissan Titan auto insurance rates; higher percentages mean higher Nissan Titan car insurance rates. The Nissan Titan’s insurance loss probability varies for each form of coverage.

Insurance Coverage CategoryLoss Rate
Collision-5%
Property Damage27%
Comprehensive20%
Personal Injuryno data
Medical Paymentno data
Bodily Injuryno data
Source: Insurance Institute for Highway Safety

Nissan Titan Finance and Insurance Cost

If you are financing a Nissan Titan, most lenders will require your carry higher Nissan Titan coverages including comprehensive coverage, so be sure to compare Nissan Titan car insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Nissan Titan Insurance

You have more options at your disposal to save money on your Nissan Titan car insurance costs. For example, try these five tips:

  • Renew Your Nissan Titan Insurance Coverage to Avoid Lapses
  • Be Picky About Who Drives Your Nissan Titan
  • Remove Young Drivers from Your Nissan Titan Insurance Plan
  • Ask About a Student Away from Home Discount
  • Get Cheaper Nissan Titan Car Insurance Rates as a Full-Time Parent

Top Nissan Titan Insurance Companies

Who is the best company for Nissan Titan insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Titan insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Titan offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Nissan Titan Insurance Quotes Online

You can start comparing quotes for Nissan Titan insurance from some of the top car insurance companies by using our free online tool today.

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