Auto Insurance for Government GS6 or Higher (Rates & Discounts)

Government GS6 or higher auto insurance rates average $151 per month and $1,812 per year. There are a couple of different ways to save on government insurance costs. When shopping for a government insurance policy, asking about government GS6 car insurance discounts like the federal employee discount is one way to save. Comparing rates from multiple companies is another way to save on government GS6 or higher auto insurance rates.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: May 24, 2021

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What You Should Know

  • Some insurance companies include your occupation when looking at factors that help them determine how likely it is that they’ll have to pay out in claims on your behalf
  • Government GS6 or higher auto insurance rates average $152 per month from companies like GEICO
  • Federal employees, including those at a GS6 or higher, may qualify for car insurance discounts like the federal employee discount, the professional association discount, and more

Government GS6 or higher employees must have the right car insurance just like all other drivers on the road. So how much are government insurance costs? Are there government insurance requirements? Is there a difference between car insurance rates for government GS6 or higher employees and GS1-GS5 employees?

We know understanding auto insurance can be difficult, but not to worry, you’ve come to the right place. Read this article to find out the answers to your government GS6 or higher auto insurance questions and ways to save as a federal employee.

Ready to buy government GS6 or higher auto insurance? Enter your ZIP code in the free tool on this page to start comparing government GS6 or higher auto insurance rates right now.

What are average auto insurance rates for government GS6 or higher employees?

Average rates for government GS6 or higher employees from GEICO match those offered to government GS1-GS5 employees. These rates are:

  • GEICO average monthly rate – $151
  • GEICO average annual rate – $1,812

You can use these rates as a baseline, but what you pay will vary.

Car insurance companies consider several factors when adjusting auto insurance rates. It all comes down to risk. These factors enable insurance companies to estimate the likelihood of your being in an accident that results in the company paying out in claims.

Factors included in the rates calculation process include your age, gender, ZIP code, credit score, driving record, and occupation. And as a government GS6 or higher employee, these factors apply to you as well, although some of these factors may not be used in your state due to state laws.

GEICO, or the Government Employees Insurance Company, was originally only available to government employees. Today, anyone can purchase a policy from GEICO, whether they are a government employee or not.

There aren’t any specific government insurance requirements for GS6 or higher employees. However, you will need to meet some standard car insurance laws. Specifically, you’ll need to buy coverage that at least meets the minimum liability coverage requirements set in your state.

Keep reading for ways to save on your government employee rates.

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What auto insurance discounts are available for government GS6 or higher employees?

According to the Office of Personnel Management GS pay scale, at the GS6 level, government employees earn an annual salary that typically ranges between $31,000 and $40,500, so saving on car insurance is probably important in ensuring you stay within your budget.

Discounts are a great way to save. As a federal employee, there are several you may qualify for, including the federal employee discount, a discount for education level, and more. Take a look at this table for some examples of government employee discounts.

Occupation-Based Discounts for Government Employees
Insurance CompanyOffers Federal Employee DiscountOffers Occupation DiscountOffers
Membership/Group Discount
Offers Students & Alumni Offers Offers Further Education Discount
21st CenturyNoNoNoNoNo
AAANoNoYesNoNo
AllstateNoYesNoNoNo
American FamilyNoNoNoYesNo
AmeripriseNoNoYesNoYes
AmicaNoNoNoNoNo
Country FinancialNoYesNoNoYes
EsuranceNoYesYesYesYes
FarmersYesYesNoNoNo
GEICOYesYesYesYesYes
Liberty MutualYesYesYesYesYes
MetLifeYesYesYesYesNo
NationwideNoYesYesYesYes
ProgressiveNoNoNoNoNo
Safe AutoNoNoNoNoNo
SafecoNoYesYesNoYes
State FarmNoNoNoNoNo
The GeneralNoNoNoNoNo
The HanoverNoYesYesNoYes
The HartfordNoYesYesNoNo
TravelersNoYesYesNoYes
USAANoNoNoNoNo
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You can also ask your insurance company about good driver discounts and other discounts you may qualify for.

Another great way to find an insurance company that offers affordable government insurance policy rates is to shop around and compare at least three quotes. You can use the tool on this page to get started.

Auto Insurance for Government GS6 or Higher: The Bottom Line

Auto insurance rates for government GS6 or higher employees average $151 per month and $1,812 per year. Ways to save include asking about discounts and shopping around.

If you’re looking for affordable government GS6 or higher auto insurance, use your ZIP code in our free tool start comparing government GS6 or higher auto insurance quotes right now.

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