How Much are Honda Insight Insurance Rates?

Average Honda Insight insurance rates cost $1,278 a year, or $107 a month. On average, Honda Insight comprehensive insurance coverage costs $311, collision coverage costs $454, and liability coverage costs $361. Honda Insight insurance costs around $241 less per year than the average vehicle. Good drivers can save up to $527 a year on these costs by earning discounts on their policy.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,278 a year or $107 each month
  • A liability-only policy costs around $513 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,671 a year or $389 each month
  • Good drivers can save as much as $527 a year by earning policy discounts
  • Honda Insight insurance costs around $241 less per year than the average vehicle

Honda Insight insurance rates are about $241 less per year than the average vehicle with full coverage costing around $1,278 a year or $107 a month. The highest rates are for teens who will pay around $4,671 a year or $389 a month as they’re considered high-risk for insurers.

Good drivers can save up to $527 a year in policy discounts by being safe and courteous while driving. Let’s take a closer look at Honda Insight insurance rates, crash test ratings, and more.

You can start comparing quotes for Honda Insight car insurance rates from some of the best car insurance companies by using our free online tool now.

Honda Insight Insurance Cost

The average Honda Insight auto insurance costs are $1,278 a year or $107 a month.

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Are Honda Insights Expensive to Insure?

The chart below details how Honda Insight insurance rates compare to other hybrid/electrics like the Ford C-Max Hybrid, Chrysler Pacifica Hybrid, and Toyota Prius.

Vehicle Comprehensive Collision Liability Total
Ford C-Max Hybrid $282 $566 $398 $1,404
Chrysler Pacifica Hybrid $370 $656 $338 $1,500
Toyota Prius $306 $512 $332 $1,286
Lexus GS 450h $394 $774 $398 $1,724
Buick LaCrosse $320 $566 $338 $1,360
Hyundai Sonata Hybrid $322 $626 $420 $1,548
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However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda Insight Insurance?

The Honda Insight trim and model you choose will affect the total price you will pay for Honda Insight insurance coverage.

Age of the Vehicle

Older Honda Insight models generally cost less to insure. For example, auto insurance for a 2014 Honda Insight costs $1,278, while 2010 Honda Insight insurance costs are $1,130, a difference of $148.

Model Year Comprehensive Collision Liability Total
2014 Honda Insight $218 $450 $452 $1,278
2013 Honda Insight $208 $424 $456 $1,246
2012 Honda Insight $200 $380 $460 $1,198
2011 Honda Insight $188 $350 $460 $1,156
2010 Honda Insight $180 $328 $464 $1,130
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Driver Age

Driver age can have a significant impact on Honda Insight auto insurance rates. As an example, a 40-year-old driver could pay $135 less each month for their Honda Insight auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Honda Insight insurance rates. For example, drivers in Jacksonville may pay $767 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Honda Insight car insurance. Teens and drivers in their 20’s see the highest jump in their Honda Insight auto insurance rates with violations on their driving record.

Honda Insight Safety Ratings

Your Honda Insight auto insurance rates are influenced by the Honda Insight’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Honda Insight Crash Test Ratings

Honda Insight crash test ratings can impact the cost of your Honda Insight car insurance. See Honda Insight crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Honda Insight 4 DR FWD 5 stars 5 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Honda Insight Safety Features

The more safety features you have on your Honda Insight, the more likely it is that you can earn a discount. The Honda Insight’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Honda Insight Finance and Insurance Cost

If you are financing a Honda Insight, you will pay more if you purchase Honda Insight auto insurance at the dealership, so be sure to shop around and compare Honda Insight auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Honda Insight Insurance

There are many ways that you can save on Honda Insight car insurance. Below are five actions you can take to find cheap Honda Insight auto insurance rates.

  • Understand that Your Insurer Can Change Your Honda Insight Auto Insurance Rates Mid-Term for Other Reasons
  • Take a Defensive Driving Course or Any Driver’s Education Course
  • Renew Your Honda Insight Insurance Coverage to Avoid Lapses
  • Ask Your Insurance Company About Honda Insight Discounts
  • Buy Winter Tires for Your Honda Insight

Top Honda Insight Insurance Companies

Several insurance companies offer competitive rates for the Honda Insight based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Honda Insight drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Honda Insight Insurance Quotes Online

You can start comparing quotes for Honda Insight insurance from some of the top car insurance companies by using our free online tool today.

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