Honda Pilot Insurance [How to Find Low Rates Online]

Average Honda Pilot insurance rates cost $1,336 a year, or around $111 a month. Good drivers can save as much as $2,061 a year over higher risk drivers.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 27, 2020

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Key takeaways:

  • Full coverage costs around $1,336 a year or $111 each month
  • A liability-only policy costs around $536 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,883 a year or $407 each month
  • Good drivers can save as much as $551 a year by earning policy discounts
  • Honda Pilot insurance costs around $183 less per year than the average vehicle

Honda Pilot insurance rates are about $183 less expensive than the average vehicle with full coverage averaging around $1,336 a year or $111 a month. Drivers of an older Honda Pilot may choose to get liability-only insurance which costs around $536 a year or $45 a month.

Good drivers can save up to $551 a year in policy discounts by practicing safe driving habits. Let’s take a quick look at Honda Pilot insurance rates, crash test ratings, and more.

You can start comparing quotes for Honda Pilot car insurance rates from some of the best car insurance companies by using our free online tool now.

Honda Pilot Insurance Cost

The average car insurance costs for a Honda Pilot are $1,336 a year or $111 a month.


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Are Honda Pilots Expensive to Insure?

The chart below details how Honda Pilot insurance rates compare to other SUVs like the Mitsubishi Outlander Sport, Jeep Grand Cherokee, and Audi Q7.

VehicleComprehensiveCollisionLiabilityTotal
Honda Pilot$336$470$372$1,336
Mitsubishi Outlander Sport$280$512$332$1,260
Jeep Grand Cherokee$322$562$372$1,414
Audi Q7$394$714$398$1,664
Mercedes-Benz GLE 350$438$870$390$1,856
Hyundai Santa Fe$294$562$372$1,386
Mazda CX-9$332$542$390$1,422

However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda Pilot Insurance?

The Honda Pilot trim and model you choose will affect the total price you will pay for Honda Pilot insurance coverage.

Age of the Vehicle

The average Honda Pilot auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Honda Pilot costs $1,336, while 2010 Honda Pilot insurance costs are $1,110, a difference of $226.

Model YearComprehensiveCollisionLiabilityTotal
2020 Honda Pilot$336$470$372$1,336
2019 Honda Pilot$320$452$390$1,320
2018 Honda Pilot$306$448$398$1,310
2017 Honda Pilot$296$436$416$1,306
2016 Honda Pilot$286$418$430$1,292
2015 Honda Pilot$270$404$442$1,274
2014 Honda Pilot$260$374$452$1,244
2013 Honda Pilot$250$352$456$1,216
2012 Honda Pilot$240$316$460$1,174
2011 Honda Pilot$224$292$460$1,134
2010 Honda Pilot$216$272$464$1,110

Driver Age

Driver age can have a significant impact on Honda Pilot auto insurance rates. For example, 20-year-old drivers pay approximately $1,634 more each year for their Honda Pilot auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Honda Pilot insurance rates. For example, drivers in Jacksonville may pay $801 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Honda Pilot car insurance. Teens and drivers in their 20’s see the highest jump in their Honda Pilot car insurance with violations on their driving record.

Honda Pilot Safety Ratings

Your Honda Pilot car insurance rates are tied to the safety ratings of the Honda Pilot. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideAcceptable
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Honda Pilot Crash Test Ratings

If the Honda Pilot crash test ratings are good, you could have lower Honda Pilot car insurance rates. See Honda Pilot crash test results below:

Vehicle TestedOverallFrontalSideRollover
2019 Honda Pilot SUV FWD5 stars4 stars5 stars4 stars
2019 Honda Pilot SUV AWD5 stars4 stars5 stars4 stars
2018 Honda Pilot SUV FWD5 stars4 stars5 stars4 stars
2018 Honda Pilot SUV AWD5 stars4 stars5 stars4 stars
2017 Honda Pilot SUV FWD5 stars4 stars5 stars4 stars
2017 Honda Pilot SUV AWD5 stars4 stars5 stars4 stars
2016 Honda Pilot SUV FWD5 stars4 stars5 stars4 stars
2016 Honda Pilot SUV AWD5 stars4 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Honda Pilot Safety Features

Having a variety of safety features on your Honda Pilot can help lower your Honda Pilot insurance costs. The Honda Pilot’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Honda Pilot Insurance Loss Probability

The Honda Pilot’s insurance loss probability varies for each form of coverage. The lower percentage means lower Honda Pilot auto insurance rates; higher percentages mean higher Honda Pilot car insurance rates.

Insurance Coverage CategoryLoss Rate
Collision-30%
Property Damage-4%
Comprehensive-31%
Personal Injury-18%
Medical Payment-18%
Bodily Injury-14%
Source: Insurance Institute for Highway Safety

Honda Pilot Finance and Insurance Cost

When financing a Honda Pilot, most lenders will require your carry higher Honda Pilot coverage options including comprehensive coverage, so be sure to shop around and compare Honda Pilot car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Honda Pilot Insurance

You can save more money on your Honda Pilot auto insurance rates by employing any of the following five strategies.

  • Consider Using a Tracking Device on Your Honda Pilot
  • Be Picky About Who Drives Your Honda Pilot
  • Check the Odometer on Your Honda Pilot
  • Reduce Modifications on Your Honda Pilot
  • Check Reviews and State Complaints Before You Choose an Insurer

Top Honda Pilot Insurance Companies

Who is the top auto insurance company for Honda Pilot insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Pilot auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Pilot offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Honda Pilot Insurance Quotes Online

You can start comparing quotes for Honda Pilot auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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