How Much is Insurance for a Honda Fit? [Rates + Cheap Coverage Guide]

The cost of Honda Fit car insurance rates are $1,148 a year, or around $96 a month on average. Finding Honda Fit teenager insurance coverage can cost on average $4,196 a year, so shop around to find cheap rates.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 27, 2020

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Key takeaways:

  • Full coverage costs around $1,148 a year or $96 each month
  • A liability-only policy costs around $460 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,196 a year or $350 each month
  • Good drivers can save as much as $473 a year by earning policy discounts
  • Honda Fit insurance costs around $371 less per year than the average vehicle

Honda Fit insurance rates are about $371 less per year than the average vehicle with full coverage costing around $1,148 a year or $96 a month. The highest rates are for teens who will pay around $4,196 a year or $350 a month.

Policy discounts up to $473 a year are available to good drivers who practice safe driving habits. Let’s take a quick look at Honda Fit insurance rates, safety ratings, and more.

You can start comparing quotes for Honda Fit car insurance rates from some of the best car insurance companies by using our free online tool now.

Honda Fit Insurance Cost

The average Honda Fit car insurance costs are $1,148 a year or $96 a month.


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Are Honda Fits Expensive to Insure?

The chart below details how Honda Fit insurance rates compare to other subcompact hatchbacks like the Ford Focus RS, Volkswagen Golf R, and Volkswagen Golf.

VehicleComprehensiveCollisionLiabilityTotal
Honda Fit$268$512$258$1,148
Ford Focus RS$332$656$398$1,544
Volkswagen Golf R$372$660$390$1,580
Volkswagen Golf$306$600$390$1,454
Mitsubishi Mirage$244$448$398$1,248
Volkswagen Beetle$280$542$332$1,290

However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda Fit Insurance?

The Honda Fit trim and model you choose can impact the total price you will pay for Honda Fit insurance coverage.

Age of the Vehicle

Older Honda Fit models generally cost less to insure. For example, car insurance for a 2019 Honda Fit costs $1,148, while 2010 Honda Fit insurance costs are $906, a difference of $242.

Model YearComprehensiveCollisionLiabilityTotal
2019 Honda Fit$268$512$258$1,148
2018 Honda Fit$256$506$264$1,136
2017 Honda Fit$248$494$274$1,126
2016 Honda Fit$240$474$284$1,108
2015 Honda Fit$226$458$292$1,086
2013 Honda Fit$208$400$300$1,018
2012 Honda Fit$200$358$304$972
2011 Honda Fit$188$330$304$932
2010 Honda Fit$180$310$306$906

Driver Age

Driver age can have a significant effect on the cost of Honda Fit car insurance. For example, a 20-year-old driver could pay around $117 more each month for their Honda Fit car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Honda Fit insurance rates. For example, drivers in Los Angeles may pay $164 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Honda Fit auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Fit auto insurance rates with violations on their driving record.

Honda Fit Safety Ratings

Your Honda Fit car insurance rates are influenced by the safety ratings of the Honda Fit. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideNot Tested
Small overlap front: passenger-sideNot Tested
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Honda Fit Crash Test Ratings

Honda Fit crash test ratings will affect your Honda Fit car insurance rates.

Vehicle TestedOverallFrontalSideRollover
2019 Honda Fit 5 HB FWD5 stars5 stars5 stars4 stars
2018 Honda Fit 5 HB FWD5 stars5 stars5 stars4 stars
2017 Honda Fit 5 HB FWD5 stars5 stars5 stars4 stars
2016 Honda Fit 5 HB FWD5 stars5 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Honda Fit Safety Features

The numerous safety features of the Honda Fit help contribute to lower insurance rates. The 2020 Honda Fit has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Honda Fit Insurance Loss Probability

Another contributing factor that affects Honda Fit car insurance rates is the loss probability for each type of coverage.

Insurance Coverage CategoryLoss Rate
Collision-11%
Property Damage-22%
Comprehensive-10%
Personal Injury-1%
Medical Payment-3%
Bodily Injury-8%
Source: Insurance Institute for Highway Safety

Honda Fit Finance and Insurance Cost

If you are financing a Honda Fit, you will pay more if you purchase Honda Fit auto insurance at the dealership, so be sure to shop around and compare Honda Fit auto insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Honda Fit Insurance

You have more options at your disposal to save money on your Honda Fit auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Honda Fit car insurance rates

  • Ask About Farm and Ranch Vehicle Discounts
  • Talk to Your Credit Card Company to Save on Rental Car Costs
  • Ask About Retiree Discounts
  • Get Honda Fit Auto Insurance Through Costco
  • Take a Defensive Driving Course or Any Driver’s Education Course

Top Honda Fit Insurance Companies

Who is the top car insurance company for Honda Fit insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Fit auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Fit offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Honda Fit Insurance Quotes Online

You can start comparing quotes for Honda Fit auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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