Nissan Leaf Insurance Cost [Everything You Need to Know]

Nissan Leaf insurance rates are $1,534 a year, or around $128 a month. Shop around to find cheap Nissan Leaf insurance rates. Nissan Leaf comprehensive insurance coverage costs $374, collision coverage costs $545, and liability coverage costs $433.

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Rachel Bodine graduated from college with a BA in English. She works as an associate editor and writer for 4autoinsurancequote.com for over a year and enjoys creating content that offers expert advice on car insurance topics.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs...

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Reviewed byLeslie Kasperowicz
Former Farmers Insurance CSRhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/4autoins-live/6ea5d860-leslie-kasperowicz.jpg

UPDATED: Jun 27, 2020

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Key takeaways:

  • Full coverage costs around $1,534 a year or $128 each month
  • A liability-only policy costs around $615 a year or $51 each month
  • Highest rates are for teenage drivers at around $5,607 a year or $467 each month
  • Good drivers can save as much as $632 a year by earning policy discounts
  • Nissan Leaf insurance costs around $15 more per year than the average vehicle

Nissan Leaf insurance rates are $51 per month for liability-only coverage and $128 per month for full coverage. Continue reading to learn how you can lower Nissan Leaf insurance rates.

You can start comparing quotes for Nissan Leaf insurance rates from some of the best auto insurance companies by using our free online tool now.

Nissan Leaf Insurance Cost

The average Nissan Leaf insurance rates are $1,534 a year or $128 a month.


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Are Nissan Leafs Expensive to Insure?

The chart below details how Nissan Leaf insurance rates compare to other hybrid/electrics like the Toyota Prius, Honda Accord Hybrid, and Hyundai Sonata Hybrid.

VehicleComprehensiveCollisionLiabilityTotal
Toyota Prius$306$512$332$1,286
Honda Accord Hybrid$362$718$316$1,532
Hyundai Sonata Hybrid$322$626$420$1,548
Buick LaCrosse$320$566$338$1,360
Chevrolet Volt$370$774$398$1,700
Ford Fusion Hybrid$322$656$466$1,644

However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Leaf Insurance?

The Nissan Leaf trim and model you choose can impact the total price you will pay for Nissan Leaf insurance coverage.

Age of the Vehicle

Older Nissan Leaf models generally cost less to insure. For example, auto insurance for a 2017 Nissan Leaf costs $1,534, while 2011 Nissan Leaf insurance costs are $1,286, a difference of $248.

Model YearComprehensiveCollisionLiabilityTotal
2017 Nissan Leaf$320$640$416$1,534
2016 Nissan Leaf$310$612$430$1,510
2015 Nissan Leaf$292$592$442$1,484
2014 Nissan Leaf$282$548$452$1,440
2013 Nissan Leaf$270$516$456$1,400
2012 Nissan Leaf$258$464$460$1,340
2011 Nissan Leaf$242$426$460$1,286

Driver Age

Driver age can have a significant impact on Nissan Leaf auto insurance rates. For example, 20-year-old drivers pay approximately $1,877 more each year for their Nissan Leaf auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Nissan Leaf insurance rates. For example, drivers in New York may pay $936 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Nissan Leaf auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Leaf auto insurance with violations on their driving record.

Nissan Leaf Safety Ratings

Your Nissan Leaf auto insurance rates are tied to the Nissan Leaf’s safety ratings. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideNot Tested
Small overlap front: passenger-sideNot Tested
Moderate overlap frontGood
SideGood
Roof strengthNot Tested
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Nissan Leaf Crash Test Ratings

Good Nissan Leaf crash test ratings mean the VW is safer, which could mean cheaper Nissan Leaf insurance rates.

Vehicle TestedOverallFrontalSideRollover
2018 Nissan Leaf BEV 5 HB FWDN/RN/RN/RN/R
2017 Nissan Leaf BEV 5 HB FWDN/R4 starsN/R4 stars
2016 Nissan Leaf 5 HB FWD4 stars4 stars4 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Nissan Leaf Safety Features

Most drivers don’t realize that not only do Nissan Leaf safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Nissan Leaf auto insurance rates. The Nissan Leaf’s safety features include:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Intelligent Blind Spot Intervention Blind Spot
  • Intelligent Forward Collision Warning with AEB
  • Intelligent Lane Intervention (I-LI) Lane Keeping Assist
  • Intelligent Lane Intervention (I-LI) Lane Departure Warning
  • Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag and Rear Side-Impact Airbag
  • Rear Child Safety Locks
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
  • RearView Monitor Back-Up Camera

Nissan Leaf Insurance Loss Probability

Insurance loss probability on the Nissan Leaf fluctuates between each type of coverage. The lower percentage means lower Nissan Leaf insurance rates; higher percentages mean higher Nissan Leaf auto insurance rates.

Insurance Coverage CategoryLoss Rate
Collision-11%
Property Damage-16%
Comprehensive-55%
Personal Injury-17%
Medical Payment-36%
Bodily Injury-24%
Source: Insurance Institute for Highway Safety

Nissan Leaf Finance and Insurance Cost

If you are financing a Nissan Leaf, you will pay more if you purchase Nissan Leaf auto insurance at the dealership, so be sure to shop around and compare Nissan Leaf auto insurance quotes from the best companies using our FREE tool below.

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5 Ways to Save on Nissan Leaf Insurance

If you want to reduce the cost of your Nissan Leaf insurance rates, follow these tips below:

  • Start Searching for New Nissan Leaf Insurance Rates a Month Before Your Renewal
  • Bundle Your Nissan Leaf Auto Insurance with Home Insurance
  • Check the Odometer on Your Nissan Leaf
  • Ask About Discounts for People with Disabilities
  • Ask for a Nissan Leaf Discount If You Have College Degree or Higher

Top Nissan Leaf Insurance Companies

Who is the best auto insurance company for Nissan Leaf insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Leaf auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Leaf offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

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