Properly taking care of your automobile is extremely important both for your safety and also for the health of your vehicle. It should come as no surprise that a well-maintained car breaks down less and causes less accidents. Vehicle history and accident reports have a huge effect on your insurance premium. Safe, properly maintained vehicles demand lower insurance rates. Auto insurance companies also reward drivers who keep their vehicles in good condition by offering them discounts.
When you take your car in for routine maintenance work, don’t throw away those receipts and records! Showing these to your insurance agent will most likely get you a lower rate as it shows you care about the safety of your vehicle.
Vehicle maintenance is important… but what happens if you don’t properly maintain your vehicle? Well, if the cause of an accident can be proven to be from lack of regularly scheduled maintenance, the insurance company can be absolved of all financial responsibility.
Car Maintenance Tips
Preventive maintenance pays off. To make sure you are protected from these maintenance related insurance issues, be sure to do the following things on a regular basis:
- Change the oil and oil filter every 4000 miles (or as specified in your car manual).
- Change your tire air pressure levels once a month.
- Make sure all your headlights, break lights, taillights, and blinkers work.
- Check your air filter to see if it is working properly.
- Make sure your engine belts work.
Keeping up with these things on a regular basis is a good idea not only because it will save you on your car insurance rates, but it will also save you thousands in the long term on expensive auto-repairs. Make sure to always keep your vehicle in good shape. You’ll be glad you did!
Additional Vehicle Maintenance And Insurance Information
Please take a look at these additional resources for maintaining your car’s health.