How Much is Insurance for a Subaru BRZ? [Everything You Need to Know]

Subaru BRZ insurance rates $111 a month on average, but you can find cheap Subaru BRZ insurance quotes online with our free comparison tool. Where you live will influence the cost of Subaru BRZ auto insurance, so enter your ZIP code below to find out how much you can save on your Subaru BRZ insurance coverage.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,334 a year or $111 each month
  • A liability-only policy costs around $535 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,876 a year or $406 each month
  • Good drivers can save as much as $550 a year by earning policy discounts
  • Subaru BRZ insurance costs around $185 less per year than the average vehicle

Subaru BRZ insurance rates are $185 cheaper than the average vehicle. You can pay as low as $45 per month for liability-only coverage, but teen drivers could pay up to $406 per month. Continue reading to learn how you can lower Subaru BRZ insurance rates.

You can start comparing quotes for Subaru BRZ insurance rates from some of the best auto insurance companies by using our free online tool now.

Subaru BRZ Insurance Cost

The average auto insurance costs for a Subaru BRZ are $1,334 a year or $111 a month.

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Are Subaru BRZs Expensive to Insure?

The chart below details how Subaru BRZ insurance rates compare to other coupes like the MINI Hardtop 2 Door, Nissan 370Z, and Infiniti Q60.

Vehicle Comprehensive Collision Liability Total
MINI Hardtop 2 Door $282 $536 $338 $1,292
Nissan 370Z $332 $714 $450 $1,676
Infiniti Q60 $382 $744 $398 $1,682
Audi S5 $394 $864 $398 $1,814
Dodge Challenger $404 $688 $420 $1,692
Mercedes-Benz CLA 250 $406 $834 $398 $1,796
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However, there are a few things you can do to find the cheapest Subaru insurance rates online.

What Impacts the Cost of Subaru BRZ Insurance?

You might have noticed that there is a multitude of factors that impact Subaru BRZ insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Subaru BRZ.

Age of the Vehicle

The average Subaru BRZ auto insurance rates are higher for newer models. For example, auto insurance rates for a 2017 Subaru BRZ cost $1,334, while 2013 Subaru BRZ rates are $1,218, a difference of $116.

Model Year Comprehensive Collision Liability Total
2017 Subaru BRZ $320 $524 $354 $1,334
2016 Subaru BRZ $310 $502 $364 $1,312
2015 Subaru BRZ $292 $484 $376 $1,288
2014 Subaru BRZ $282 $450 $384 $1,252
2013 Subaru BRZ $270 $424 $388 $1,218
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Driver Age

Driver age can have a significant effect on the cost of Subaru BRZ auto insurance. For example, a 20-year-old driver could pay around $136 more each month for their Subaru BRZ auto insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Subaru BRZ insurance rates. For example, drivers in New York may pay $814 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Subaru BRZ auto insurance. Teens and drivers in their 20’s see the highest jump in their Subaru BRZ auto insurance with violations on their driving record.

Subaru BRZ Safety Ratings

Your Subaru BRZ insurance rates are influenced by the Subaru BRZ’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Acceptable
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Subaru BRZ Crash Test Ratings

Good Subaru BRZ crash test ratings can lower your Subaru BRZ insurance rates. See Subaru BRZ crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Subaru BRZ 2 DR RWD N/R 4 stars N/R 5 stars
2019 Subaru BRZ 2 DR RWD N/R 4 stars N/R 5 stars
2018 Subaru BRZ 2 DR RWD N/R 4 stars N/R 5 stars
2017 Subaru BRZ 2 DR RWD N/R 4 stars N/R 5 stars
2016 Subaru BRZ 2 DR RWD 5 stars 4 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Subaru BRZ Safety Features

Subaru BRZ safety features can lower the cost of your insurance. The safety features for the 2020 Subaru BRZ include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Traction Control
  • Auto-Leveling Headlights

Subaru BRZ Insurance Loss Probability

Review the Subaru BRZ auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Subaru BRZ auto insurance costs; higher percentages mean higher Subaru BRZ auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 56%
Property Damage -22%
Comprehensive 50%
Personal Injury -13%
Medical Payment -12%
Bodily Injury -24%
Source: Insurance Institute for Highway Safety
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Subaru BRZ Finance and Insurance Cost

If you are financing a Subaru BRZ, you will pay more if you purchase Subaru BRZ auto insurance at the dealership, so be sure to shop around and compare Subaru BRZ insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Subaru BRZ Insurance

Although it may seem like your Subaru BRZ  insurance rates are set, there are a few measures that you can take to secure the best Subaru BRZ insurance rates possible. Take a look at the following five ways to save on Subaru BRZ auto insurance.

  • Ask About Subaru BRZ Safety Discounts
  • Understand the Different Types of Auto Insurance for Your Subaru BRZ
  • Take a Defensive Driving Course or Any Driver’s Education Course
  • Park Your Subaru BRZ Somewhere Safe – like a Garage or Private Driveway
  • Watch Your Insurer Closely When Your Subaru BRZ Needs Repairs

Top Subaru BRZ Insurance Companies

Several top auto insurance companies offer competitive rates for the Subaru BRZ rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Subaru BRZ drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Subaru BRZ Insurance Quotes Online

Save on your Subaru BRZ insurance rates by taking advantage of our FREE comparison tool.

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