Volvo XC60 Insurance Quotes [Rates + Cheap Coverage Guide]

Volvo XC60 insurance quotes average at $110 a month, and State Farm and GEICO are the most popular companies for Volvo XC60 insurance coverage. Follow this guide to find cheap Volvo XC60 insurance rates and compare Volvo XC60 insurance costs by location, age of your vehicle, and your Volvo XC60 safety features.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,316 a year or $110 each month
  • A liability-only policy costs around $527 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,810 a year or $401 each month
  • Good drivers can save as much as $543 a year by earning policy discounts
  • Volvo XC60 insurance costs around $203 less per year than the average vehicle

Volvo XC60 insurance rates are $203 cheaper than most vehicles. You can pay as low as $44 per month for liability-only coverage. Teen drivers could pay up to $041 per month. Continue reading to learn how you can lower Volvo XC60 insurance rates.

You can start comparing quotes for Volvo XC60 insurance rates from some of the best auto insurance companies by using our free online tool now.

Volvo XC60 Insurance Cost

The average Volvo XC60 auto insurance rates are $1,316 a year or $110 a month.

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Are Volvo XC60s Expensive to Insure?

The chart below details how Volvo XC60 insurance rates compare to other SUVs like the Volkswagen Tiguan, Dodge Durango, and Acura RDX.

Vehicle Comprehensive Collision Liability Total
Volvo XC60 $306 $536 $338 $1,316
Volkswagen Tiguan $306 $542 $332 $1,316
Dodge Durango $348 $562 $372 $1,440
Acura RDX $308 $532 $316 $1,292
Buick Encore $322 $562 $372 $1,414
Volkswagen Atlas $358 $690 $390 $1,596
Lexus LX 570 $444 $834 $398 $1,834
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However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo XC60 Insurance?

The Volvo XC60 trim and model you choose can impact the total price you will pay for Volvo XC60 auto insurance coverage.

Age of the Vehicle

Older Volvo XC60 models generally cost less to insure. For example, auto insurance for a 2018 Volvo XC60 costs $1,316, while 2010 Volvo XC60 insurance costs are $1,074, a difference of $242.

Model Year Comprehensive Collision Liability Total
2018 Volvo XC60 $306 $536 $338 $1,316
2017 Volvo XC60 $296 $524 $354 $1,310
2016 Volvo XC60 $286 $502 $364 $1,288
2015 Volvo XC60 $270 $484 $376 $1,266
2014 Volvo XC60 $260 $450 $384 $1,230
2013 Volvo XC60 $250 $424 $388 $1,198
2012 Volvo XC60 $240 $380 $390 $1,146
2011 Volvo XC60 $224 $350 $390 $1,100
2010 Volvo XC60 $216 $328 $394 $1,074
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Driver Age

Driver age can have a significant effect on the cost of Volvo XC60 auto insurance. For example, a 20-year-old driver could pay around $134 more each month for their Volvo XC60 auto insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Volvo XC60 insurance rates. For example, drivers in Los Angeles may pay $1,131 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Volvo XC60 auto insurance. Teens and drivers in their 20’s have the highest jump in their Volvo XC60 auto insurance with violations on their driving record.

Volvo XC60 Safety Ratings

Your Volvo XC60 insurance rates are tied to the safety ratings of the Volvo XC60. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Volvo XC60 Crash Test Ratings

Not only do good Volvo XC60 crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Volvo XC60 auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2020 Volvo XC60 T8 Polestar Engineered SUV AWD N/R N/R N/R N/R
2020 Volvo XC60 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC60 T5 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC60 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2019 Volvo XC60 T6 SUV AWD N/R N/R N/R N/R
2019 Volvo XC60 T5 SUV FWD N/R N/R N/R N/R
2019 Volvo XC60 T5 SUV AWD N/R N/R N/R N/R
2018 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2018 Volvo XC60 T6 SUV FWD N/R N/R N/R N/R
2018 Volvo XC60 T6 SUV AWD N/R N/R N/R N/R
2018 Volvo XC60 T5 SUV FWD N/R N/R N/R N/R
2018 Volvo XC60 T5 SUV AWD N/R N/R N/R N/R
2017 Volvo XC60 SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Volvo XC60 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC60 SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC60 SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volvo XC60 Safety Features

Volvo XC60 safety features can lower the cost of your insurance. The safety features for the 2020 Volvo XC60 include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning

Volvo XC60 Insurance Loss Probability

The Volvo XC60’s insurance loss probability varies for each form of coverage. The lower percentage means lower Volvo XC60 auto insurance rates; higher percentages mean higher Volvo XC60 insurance rates.

Insurance Coverage Category Loss Rate
Collision -21%
Property Damage -26%
Comprehensive -30%
Personal Injury -40%
Medical Payment -47%
Bodily Injury -45%
Source: Insurance Institute for Highway Safety
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Volvo XC60 Finance and Insurance Cost

If you are financing a Volvo XC60, most lenders will require your carry higher Volvo XC60 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo XC60 insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Volvo XC60 Insurance

There are many ways that you can save on Volvo XC60 auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Volvo XC60 insurance rates low.

  • Compare Apples to Apples When Comparing Volvo XC60 Insurance Rates and Policies
  • Buy An Older Volvo XC60
  • Compare Volvo XC60 Insurance Rates for Free Online
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Ask About Discounts for People with Disabilities

Top Volvo XC60 Insurance Companies

Several top auto insurance companies offer competitive rates for the Volvo XC60 rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Volvo XC60 drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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