What is the Best Car Insurance for a Volvo XC70?

Volvo XC70 insurance costs $1,556 a year, or $130 a month on average. A liability-only policy costs around $624 a year or $52 each month. Volvo XC70 insurance costs around $37 more per year than the average vehicle. You can find cheap Volvo XC70 insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $914 a year.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,556 a year or $130 each month
  • A liability-only policy costs around $624 a year or $52 each month
  • Highest rates are for teenage drivers at around $5,687 a year or $474 each month
  • Good drivers can save as much as $642 a year by earning policy discounts
  • Volvo XC70 insurance costs around $37 more per year than the average vehicle

Volvo XC70 insurance rates are $130 per month for full coverage, but teen drivers could pay up to $474 per month. Continue reading to learn how you can save $642 per year on Volvo XC70 insurance rates.

You can start comparing quotes for Volvo XC70 insurance rates from some of the best auto insurance companies by using our free online tool now.

Volvo XC70 Insurance Cost

The average Volvo XC70 auto insurance rates are $1,556 a year or $130 a month.

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Are Volvo XC70s Expensive to Insure?

The chart below details how Volvo XC70 insurance rates compare to other wagons like the Subaru Outback.

Vehicle Comprehensive Collision Liability Total
Subaru Outback $348 $500 $372 $1,378
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However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo XC70 Insurance?

You might have noticed that there is a multitude of factors that impact Volvo XC70 insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Volvo XC70.

Age of the Vehicle

The average Volvo XC70 auto insurance rates are higher for newer models. For example, auto insurance for a 2016 Volvo XC70 costs $1,556, while 2010 Volvo XC70 insurance costs are $1,318, a difference of $238.

Model Year Comprehensive Collision Liability Total
2016 Volvo XC70 $332 $558 $486 $1,556
2015 Volvo XC70 $314 $538 $500 $1,532
2014 Volvo XC70 $302 $500 $510 $1,492
2013 Volvo XC70 $290 $470 $514 $1,454
2012 Volvo XC70 $278 $422 $520 $1,400
2011 Volvo XC70 $260 $388 $520 $1,348
2010 Volvo XC70 $250 $364 $524 $1,318
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Driver Age

Driver age can have a significant effect on the cost of Volvo XC70 auto insurance. For example, 30-year-old drivers pay approximately $68 more for their Volvo XC70 auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Volvo XC70 insurance rates. For example, drivers in Houston may pay $1,147 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Volvo XC70 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo XC70 auto insurance with violations on their driving record.

Volvo XC70 Safety Ratings

Your Volvo XC70 auto insurance rates are tied to the Volvo XC70’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Not Tested
Side Not Tested
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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Volvo XC70 Crash Test Ratings

Poor Volvo XC70 crash test ratings could mean higher Volvo XC70 insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2016 Volvo XC70 SW FWD N/R N/R N/R N/R
2016 Volvo XC70 SW AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volvo XC70 Safety Features

Having a variety of safety features on your Volvo XC70 can help lower your insurance costs. According to AutoBlog, the 2020 Volvo XC70’s safety features include:

  • DSTC Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • On-Call Plus Emergency Sos
  • City Safety
  • Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Rear Child Safety Locks
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point and Pretensioners

Volvo XC70 Insurance Loss Probability

The lower percentage means lower Volvo XC70 insurance rates; higher percentages mean higher Volvo XC70 insurance rates. Insurance loss probability on the Volvo XC70 fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision -31%
Property Damage no data
Comprehensive no data
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Volvo XC70 Finance and Insurance Cost

If you are financing a Volvo XC70, you will pay more if you purchase Volvo XC70 auto insurance at the dealership, so be sure to shop around and compare Volvo XC70 auto insurance quotes from the best companies using our FREE tool below.

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5 Ways to Save on Volvo XC70 Insurance

You can save more money on your Volvo XC70 auto insurance rates by employing any of the following five strategies.

  • Save Money on Young Driver Volvo XC70 Insurance By Mentioning Grades or GPA
  • Buy a Dashcam for Your Volvo XC70
  • Buy a Volvo XC70 with an Anti-Theft Device
  • Park Your Volvo XC70 Somewhere Safe – like a Garage or Private Driveway
  • Tell Your Insurer How You Use Your Volvo XC70

Top Volvo XC70 Insurance Companies

Who is the top auto insurance company for Volvo XC70 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo XC70 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo XC70 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Volvo XC70 Insurance Quotes Online

You can start comparing quotes for Volvo XC70 insurance rates from some of the top auto insurance companies by using our free online tool today.

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Compare over 200 auto insurance companies at once!

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