Farmers Signal Review (2021)

The Farmers Signal program offers you a five percent discount for signing up and can save you up to 15 percent when you renew your policy. The Farmers Signal app tracks your driving habits like speed, distracted driving, and time of day you drive. The Signal program is free, and Farmers won’t raise your rates for poor driving habits.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jul 18, 2021

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What You Should Know

  • Signal from Farmers Insurance will offer you discounts based on your driving habits
  • You get a five percent discount just for signing up and then up to 15 percent off of your next renewal if you have good driving habits
  • Your auto insurance rates won’t increase if you have poor driving habits

The Farmers Signal program can save you money on your auto insurance if you’re a good driver. The program uses telematics to see if you exhibit good driving skills, and it also creates a map of your drive that highlights any areas in your driving that need improvement.

Farmers is one of the best auto insurance companies out there and offers multiple types of insurance and discounts.

Before you buy Farmers Signal car insurance, shop around to make sure you are getting the best deal. Enter your ZIP code now to compare quotes with your Farmers’ Signal auto insurance rates.

How does the Farmers’ Signal program work?

Signal is the telematics program from Farmers Insurance that offers you discounts based on your driving habits. The better you drive, the more you save.

According to the Insurance Information Institute, since telematics programs offer immediate feedback on driving habits, drivers are much more likely to be aware of how they drive and change bad habits.

The program is very simple to use. Sign up for it with your agent, and then download the app. The app has to be running in the background when you’re driving, and it records your trip. You have to use the app for at least 10 trips to qualify for a discount.

These are the habits that Signal looks at:

  • Distracted driving
  • Hard braking
  • Speed
  • The time of day you drive
  • Miles driven

The app then creates a map of your route that highlights where your risky driving events were. Your family can all sign up for the program, and you can view each other’s information.

You can tell the app if you are the passenger instead of the driver and contact Farmers if the trip isn’t recording correctly.

Depending on your driving habits, you might receive up to a 15 percent discount on your renewal. The good news is that even if your driving isn’t stellar, Farmers won’t raise your rates.

Signal also offers entries into sweepstakes for gift cards if drivers score well each week and even additional discounts for young drivers enrolled in the program.

Farmers is one of the top car insurance companies in the country with great customer service and financial ratings. If you would like more information about the company, read our Farmers auto insurance review.

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Is Signal worth it?

Signal offers you significant discounts if your driving skills are good and doesn’t penalize you if they are bad. The program also helps you be more aware of your driving, which can lead to safer habits.

Signal is also very easy to sign up for and use, but it does use your cellphone data so you need a good data plan.

The one downside is that you are letting Farmers record your trips, and many drivers want their privacy.

If you’re looking for affordable Farmers Signal Insurance, the Signal program can help. However, you should shop around to make sure Farmers is the best company for you.

Enter your ZIP code now to compare quotes with your Farmers’ Signal car insurance quote.

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