Volkswagen GTI Insurance Quotes [List of Money Saving Tips]

Volkswagen GTI auto insurance quotes average at $115 a month, but good drivers can save hundreds over high-risk drivers. You can also save money on your Volkswagen GTI auto insurance rates by adding anti-theft devices to your GTI and removing young drivers from your policy. Enter your ZIP code below to start comparing Volkswagen GTI auto insurance quotes now for free.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways from this article:

  • Full coverage costs around $1,384 a year or $115 each month
  • A liability-only policy costs around $555 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,059 a year or $422 each month
  • Good drivers can save as much as $571 a year by earning policy discounts
  • Volkswagen GTI insurance costs around $135 less per year than the average vehicle

Comparison shopping for Volkswagen GTI insurance rates doesn’t have to be time-consuming. We can help you save time and money on your Volkswagen GTI auto insurance rates. For instance, good drivers can save as much as $2,135 a year over higher-risk drivers, so practice defensive driving, don’t drink and drink, or drive while distracted.

You can start comparing quotes for Volkswagen GTI car insurance rates from some of the best car insurance companies by using our free online tool now.

Volkswagen GTI Insurance Cost

The average Volkswagen GTI car insurance rates are $1,384 a year or $115 a month.

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Are Volkswagen GTIs Expensive to Insure?

The chart below details how Volkswagen GTI insurance rates compare to other subcompact hatchbacks like the Ford Focus RS, Volkswagen Golf R and Mitsubishi Mirage.

Vehicle Comprehensive Collision Liability Total
Ford Focus RS $332 $656 $398 $1,544
Volkswagen Golf R $372 $660 $390 $1,580
Mitsubishi Mirage $244 $448 $398 $1,248
Honda Fit $268 $512 $258 $1,148
Volkswagen Beetle $280 $542 $332 $1,290
Volkswagen Golf $306 $600 $390 $1,454
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However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.

What Impacts the Cost of Volkswagen GTI Insurance?

The Volkswagen GTI trim and model you choose can impact the total price you will pay for Volkswagen GTI car insurance coverage.

Age of the Vehicle

Older Volkswagen GTI models generally cost less to insure. For example, car insurance for a 2014 Volkswagen GTI costs $1,384, while 2010 Volkswagen GTI insurance costs are $1,210, a difference of $174.

Model Year Comprehensive Collision Liability Total
2014 Volkswagen GTI $250 $524 $452 $1,384
2013 Volkswagen GTI $240 $494 $456 $1,348
2012 Volkswagen GTI $230 $442 $460 $1,290
2011 Volkswagen GTI $214 $408 $460 $1,240
2010 Volkswagen GTI $206 $382 $464 $1,210
$ $ $ $
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Driver Age

Driver age can have a significant impact on Volkswagen GTI auto insurance rates. For instance, a 30-year-old driver may pay $61 more each year for Volkswagen GTI auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Volkswagen GTI insurance rates. For example, drivers in Houston may pay $1,020 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Volkswagen GTI car insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen GTI car insurance rates with violations on their driving record.

Volkswagen GTI Safety Ratings

Your Volkswagen GTI car insurance rates are tied to the safety ratings of the Volkswagen GTI. See the breakdown below:

Test Type Rating
Small overlap front: driver-side G
Small overlap front: passenger-side A
Moderate overlap front G
Side G
Roof strength G
Head restraints and seats G
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Volkswagen GTI Crash Test Ratings

If the Volkswagen GTI crash test ratings are good, you could have lower Volkswagen GTI car insurance rates. See Volkswagen GTI crash test results below:

Federal Government Crash Test Ratings 2020 2019 2018
Overall Rating 5 5 5
Frontal Crash 4 4 4
Side Crash 5 5 5
Rollover 4 4 4
Source: National Highway Traffic Safety Administration

Volkswagen GTI Safety Features

The safety features of the Volkswagen GTI can impact your Volkswagen GTI car insurance rates. The Volkswagen GTI has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor

Volkswagen GTI Insurance Loss Probability

The lower percentage means lower Volkswagen GTI auto insurance rates; higher percentages mean higher Volkswagen GTI car insurance rates. The Volkswagen GTI’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision 30%
Property Damage no data
Comprehensive 14%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
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Volkswagen GTI Finance and Insurance Cost

If you are financing a Volkswagen GTI, most lenders will require your carry higher Volkswagen GTI coverage options including comprehensive coverage, so be sure to shop around and compare Volkswagen GTI auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Volkswagen GTI Insurance

Drivers can end up saving more money on their Volkswagen GTI car insurance rates by employing any one of the following strategies.

  • Ask About Low Mileage Discounts for Your Volkswagen GTI
  • Pass a Defensive Driving Course
  • Find a Local Driver’s Education Course

Top Volkswagen GTI Insurance Companies

Who is the best auto insurance company for Volkswagen GTI insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volkswagen GTI auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volkswagen GTI offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO 46,106,971 6.6
3 Progressive 39,222,879 5.6
4 Liberty Mutual 35,600,051 5.1
5 Allstate 35,025,903 5.0
6 Travelers 28,016,966 4.0
7 USAA 23,483,080 3.3
8 Chubb 23,388,385 3.3
9 Farmers 20,643,559 2.9
10 Nationwide 18,442,145 2.6
Source: https://www.iii.org/fact-statistic/facts-statistics-insurance-company-rankings
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Compare Free Volkswagen GTI Insurance Quotes Online

You can start comparing quotes for Volkswagen GTI car insurance rates from some of the best car insurance companies by using our free online tool now.

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